1645 N 20th St, Springfield, IL 62702 Property Records

Sangamon County property record for 1645 N 20th St, Springfield, IL 62702

Property Summary

Property TypeSingle Family Home
Lot Size0.155 acres (6,761 sqft)
OwnerIndividual Name on Record
Last Sale$89,000 (Dec 2024)
Tax Bill$2,012 (2025)
Deeds & MortgagesMar 2006 Mortgage
Dec 2024 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN14-23.0-326-019

Property Details

APN / Parcel Number

Primary APN14-23.0-326-019
Alternative APN
  • 14230326019 (CHECK DIGIT = 5)

Exterior

Lot Area6,761 sqft (0.155 acres)

Location & Zoning

Account Number14230326019
Street Address1645 N 20TH ST
CitySPRINGFIELD
StateIL
Zip62702-3001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRED WANLESS NORTHWOOD ADDN S 20' L 31 & N 25' L 30
Legal SubdivisionFRED WANLESS NORTHWOOD ADD
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group2
Census Block2008
Census Tract503

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1645 N 20TH ST, SPRINGFIELD, IL 62702-3001
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2006Deed of Trust, Mortgage · Stand-Alone First Mortgage
ROCHESTER STATE BANK ROCHESTER
Dec 26, 2024Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Aug 11, 2020Warranty Deed, Transfer · Conventional Mortgage
MARINE BANK
Jun 22, 2018Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT BOND & MTG CO INC
Jul 24, 2009Warranty Deed, Transfer
Oct 16, 2006Warranty Deed, Transfer · FHA Mortgage
NATIONAL CITY MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2024 · Amount on Record
Deed SaleDec 26, 2024 · Amount on Record
Prior SaleAug 11, 2020 · Amount on Record
Deed Document Number202422054
Record UpdatedOct 29, 2026

March 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1645 N 20TH ST, SPRINGFIELD, IL 62702-3001
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2006R11117
DateMar 29, 2006
Instrument2006R11117
Lender
NameROCHESTER STATE BANK ROCHESTER
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateDec 26, 2024
Property Address1645 N 20TH ST, SPRINGFIELD, IL 62702-3001
Document Number2024R22054
Instrument DateDec 23, 2024
Instrument2024R22054
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$133.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 N 20TH ST, SPRINGFIELD, IL 62702-3001

Mortgage

Document Number2024R22055
DateDec 26, 2024
Instrument2024R22055
Lender
NameGUARANTEED RATE INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateAug 11, 2020
Property Address1645 N 20TH ST, SPRINGFIELD, IL 62702-3001
Document Number2020R20749
Instrument DateAug 7, 2020
Instrument2020R20749
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyCORNERSTONE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$110.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1311 1 2 N HERSHEY RD APT 1212, 1212, BLOOMINGTON, IL 61704

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 N 20TH ST, SPRINGFIELD, IL 62702-3001

Mortgage

Document Number2020R20750
DateAug 11, 2020
Instrument2020R20750
Lender
NameMARINE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJun 22, 2018
Property Address1645 N 20TH ST, SPRINGFIELD, IL 62702-3001
Document Number2018R12732
Instrument DateJun 22, 2018
Instrument2018R12732
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$109.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 N 20TH ST, SPRINGFIELD, IL 62702-3001

Mortgage

Document Number2018R12733
DateJun 22, 2018
Instrument2018R12733
Lender
NamePARAMOUNT BOND & MTG CO INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.75%

July 2009: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJul 24, 2009
Property Address1645 N 20TH ST, SPRINGFIELD, IL 62702-3001
Document Number2009R37932
Instrument DateJul 23, 2009
Instrument2009R37932
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount Recorded
Tax$106.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 N 20TH ST, SPRINGFIELD, IL 62702-3001

October 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateOct 16, 2006
Property Address1645 N 20TH ST, SPRINGFIELD, IL 62702-3001
Document Number2006R40122
Instrument DateOct 13, 2006
Instrument2006R40122
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$99.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 N 20TH ST, SPRINGFIELD, IL 62702-3001

Mortgage

Document Number2006R40123
DateOct 16, 2006
Instrument2006R40123
Lender
NameNATIONAL CITY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,012.00 (-9.16%)$30,854 (+24.81%) Land $4,393 Building $26,461$92,562 (+24.81%) Land $13,179 Building $79,383
2022$2,215.00$24,720 Land $3,551 Building $21,169$74,160 Land $10,653 Building $63,507

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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