1645 N 1320 E, Payson, UT 84651 Property Records

Utah County property record for 1645 N 1320 E, Payson, UT 84651 · Last verified July 2026

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 2,167 sqft · built 2020
Lot Size	0.023 acres (993 sqft)
Owner	2 Company Names on File
Last Sale	$482,800 (Oct 2022)
Tax Bill	$2,127 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-382-0432`

Property Details

APN / Parcel Number

Primary APN	`54-382-0432`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,167 sqft Living Area
Gross Area	2,647 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	993 sqft (0.023 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1645 N 1320 E
City	PAYSON
State	UT
Zip	84651-3083
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 432, PLAT D, VILLAGES AT ARROWHEAD PARK SUB AREA 0.023 AC.
Legal Subdivision	VILLAGES AT ARROWHEAD PARK SUB
Legal Lot Number	432
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1003
Census Tract	3401

Owner

Source: Utah County records · APN 54-382-0432

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1645 N 1320 E, PAYSON, UT 84651-3083
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 01, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Apr 24, 2019	Deed of Trust, Construction Loan · Line of Credit ROCK CANYON BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Dec 01, 2020 · Amount on Record
Deed Document Number	2022109985
Last Transfer Date	Sep 27, 2024
Transfer Doc	0000073727
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 14, 2022
Property Address	1645 N 1320 E, PAYSON, UT 84651-3083
Document Number	0000109985
Instrument	109985:2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 N 1320 E, PAYSON, UT 84651-3083
Investor	Possibly a Property Investor

Mortgage

Document Number	0000109995
Date	Oct 14, 2022
Instrument	109995:2022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 01, 2020
Property Address	1645 N 1320 E, PAYSON, UT 84651-3083
Document Number	0000190668
Instrument Date	Nov 24, 2020
Instrument	190668:2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1645 N 1320 E, PAYSON, UT 84651-3083

Mortgage

Document Number	0000190669
Date	Dec 01, 2020
Instrument	190669:2020

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

April 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Apr 24, 2019
Property Address	1645 N 1320 E, PAYSON, UT 84651-3083
Document Number	0000034481
Instrument Date	Apr 11, 2019
Instrument	34481
Transaction Type	Construction Loan
Record Updated	Oct 26, 2020
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	648 W OVERLOOK RIDGE CIR MAPLETON UT 846645530, MAPLETON, UT 84664-5530

Mortgage

Document Number	0000034481
Date	Apr 24, 2019
Instrument	34481

Lender

Name	ROCK CANYON BK
Type	Bank
Address	475 E STATE RD, PLEASANT GROVE, UT 84062-3640

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,940 (-44.73%)	$390,800 (+0.49%) Land $60,800 Building $330,000
2025	$2,127.00	$388,900 (+80.1%) Land $57,200 Building $331,700	$388,900 (-0.94%) Land $57,200 Building $331,700
2024	$2,127.00 (+0.57%)
2023	$2,115.00 (-10.08%)	$215,930	$392,600 Land $57,700 Building $334,900
2022	$2,352.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Utah County (49049C), updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490490034011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Utah Telecommunication Open Infrastructure Agency	Fiber	10,000 / 10,000
Senawave	Fiber	2,500 / 2,500
Xfinity	Cable	2,000 / 250
Beehive Telephone Companies	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Boston Omaha	Fixed Wireless (licensed-by-rule)	100 / 25

May also be available at this address: Xfinity, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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