Harford County property record for 1645 Morse Rd, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,707 sqft · built 1974 |
| Lot Size | 9.29 acres (404,672 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $348,000 (Jun 2016) |
| Tax Bill | $5,470 (2026) |
| Deeds & Mortgages | Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-000617 |
| Primary APN | 04-000617 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,707 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Lot Area | 404,672 sqft (9.29 acres) |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 165 sqft |
| Patio Area | 154 sqft |
| Tennis Court | Tennis Court |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 000617 |
|---|---|
| Street Address | 1645 MORSE RD |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 9.29 AC 1645 MORSE ROAD W OF COOPSTOWN |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 4, MARSHALL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 304202 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1645 MORSE RD, FOREST HILL, MD 21050-1001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2016 · Amount on Record |
| Deed Sale | Jun 29, 2016 · Amount on Record |
| Prior Sale | Oct 12, 2005 · Amount on Record |
| Deed Book / Page | 11871 / 122 |
| Transfer Doc | 0000000541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1645 MORSE RD, FOREST HILL, MD 21050-1001 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0143860274 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 14386/274 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 23, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,470.00 (+9.58%) Homeowner's exemption | $496,467 (+12.84%) | $518,400 (+14.54%) Land $176,400 Building $342,000 |
| 2025 | $4,992.00 (+5.83%) Homeowner's exemption | ||
| 2023 | $439,967 | $452,600 Land $176,400 Building $276,200 | |
| 2022 | $4,717.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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