1645 Montclair Dr, Myrtle Beach, SC 29575 Property Records

Horry County property record for 1645 Montclair Dr, Myrtle Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,807 sqft · built 1997
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,500 (Oct 2019)
Tax Bill	$870 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458-12-03-0022`

Property Details

APN / Parcel Number

Primary APN	`458-12-03-0022`
Alternative APN	`1910709026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,807 sqft Living Area

Exterior

Year Built	Built 1997
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1910709026
Street Address	1645 MONTCLAIR DR
City	MYRTLE BEACH
State	SC
Zip	29575-5438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ASHTON GLENN PH VI; LOT 140
Legal Subdivision	ASHTON GLENN PH VI
Legal Lot Number	140
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1002
Census Tract	51404

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1645 MONTCLAIR DR, MYRTLE BEACH, SC 29575-5438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Oct 30, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BK
Apr 19, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Apr 19, 2018 · Amount on Record
Deed Document Number	0042561012
Deed Book / Page	4256 / 1012
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	1645 MONTCLAIR DR, MYRTLE BEACH, SC 29575-5438
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 MONTCLAIR DR, MYRTLE BEACH, SC 29575-5438

Mortgage

Document Number	64440000002950
Date	Sep 8, 2021
Book Page	0000006444/0000002950

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Oct 30, 2019
Property Address	1645 MONTCLAIR DR, SURFSIDE BEACH, SC 29575-5438
Document Number	4256/1012
Book / Page	004256 / 001012
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 MONTCLAIR DR SURFSIDE BEACH SC 295755438, SURFSIDE BEACH, SC 29575-5438

Mortgage

Document Number	6145/1576
Date	Oct 30, 2019
Book Page	006145/001576

Lender

Name	PNC BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Apr 19, 2018
Property Address	1645 MONTCLAIR DR, SURFSIDE BEACH, SC 29575-5438
Document Number	4099/3049
Book / Page	004099 / 003049
Instrument Date	Apr 19, 2018
Instrument	43641
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$833.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 MONTCLAIR DR SURFSIDE BEACH SC 295755438, SURFSIDE BEACH, SC 29575-5438

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$870.00
2024	$870.00 (+10.41%)	$15,477 (+69.5%) Land $7,409 Building $8,068	$386,920 (+69.49%) Land $185,229 Building $201,691
2023	$788.00 (+3.28%)	$9,131 (-) Land $2,479 Building $6,652	$228,280 (-) Land $61,980 Building $166,300
2021	$763.00	$9,131 Land $2,479 Building $6,652	$228,280 Land $61,980 Building $166,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 214 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	214 in force
Nearby Flood Claims	6 (1987–2018)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, HTC.

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