1645 Mandarin Dr, Cincinnati, OH 45240 Property Records

Hamilton County property record for 1645 Mandarin Dr, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,973 sqft · built 1973
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Sep 2026)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`591-0022-0091-00`

Property Details

APN / Parcel Number

Primary APN	`591-0022-0091-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,973 sqft Living Area
Gross Area	3,089 sqft
1st Floor Area	969 sqft
2nd Floor Area	1,004 sqft
Basement Area	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	151 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1645 MANDARIN DR
City	CINCINNATI
State	OH
Zip	45240-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANDARIN CT 67.95 X 150.96 IRR LOT 38 WINTON FOREST SUB BLK G PT 2
Legal Subdivision	WINTON FOREST SUB
Legal Block	G
Legal Lot Number	38
Jurisdiction	HAMILTON OH
Township / Civil Division	FOREST PARK
Census Block Group	5
Census Block	5001
Census Tract	21572

Owner

Source: Hamilton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1645 MANDARIN DR, CINCINNATI, OH 45240-2125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed, Transfer · FHA Mortgage HOME MORTGAGE INC
May 5, 2026	Warranty Deed, Transfer RIVER TOWN TITLE, RIVERTOWNE TITLE
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	May 5, 2026 · Amount on Record
Deed Document Number	202676086
Deed Book / Page	15750 / 1008
Prior Transfer Date	Oct 25, 2002
Prior Transfer Doc	0000219241
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 15, 2026
Property Address	1645 MANDARIN DR, CINCINNATI, OH 45240-2125
Document Number	0000076086
Book / Page	15750 / 1008
Instrument Date	Sep 10, 2026
Instrument	202676086
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$69,690.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1645 MANDARIN DR, CINCINNATI, OH 45240-2125

Mortgage

Document Number	0000076087,
Date	Sep 15, 2026
Instrument	202676087

Lender

Name	HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000076088,
Date	Sep 15, 2026
Book Page	15750/1027
Instrument	202676088

Lender

Name	HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 5, 2026
Property Address	1645 MANDARIN DR, CINCINNATI, OH 45240-2125
Document Number	0000034147
Book / Page	15659 / 388
Instrument Date	Apr 30, 2026
Instrument	202634147
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	RIVER TOWN TITLE, RIVERTOWNE TITLE

Transaction

Amount	Amount Recorded
Tax	$45,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1645 MANDARIN DR, CINCINNATI, OH 45240-2125

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1645 MANDARIN DR, CINCINNATI, OH 45240-2125
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071915
Date	Jun 11, 2021
Book Page	14437/332
Instrument	2021-0071915

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Forest Park City
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,515.00 (+2.63%) Homeowner's exemption	$69,924 (+%) Land $12,723 Building $57,201	$199,780 (-) Land $36,350 Building $163,430
2024	$3,425.00 (-2.73%) Homeowner's exemption	$69,922 (-) Land $12,722 Building $57,200
2023	$3,521.00 (+27.34%) Homeowner's exemption	$69,922 (+55.78%) Land $12,722 Building $57,200	$199,780 (+55.79%) Land $36,350 Building $163,430
2022	$2,765.00 Homeowner's exemption	$44,885 Land $8,747 Building $36,138
2020			$128,240 Land $24,990 Building $103,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xiber.

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