1645 Lori Ct, Dubuque, IA 52001 Property Records

Dubuque County property record for 1645 Lori Ct, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,288 sqft · built 1977
Lot Size	0.31 acres (13,494 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jul 2026)
Tax Bill	$3,882 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-14-354-007`

Property Details

APN / Parcel Number

Primary APN	`10-14-354-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	646 sqft
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,494 sqft (0.31 acres)
Lot Dimensions	173 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	378 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1645 LORI CT
City	DUBUQUE
State	IA
Zip	52001-1660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 6 CHERRY VALLEY
Legal Range	02E
Legal Township	89N
Legal Section	14
Legal Subdivision	EISENHOWER
Legal Lot Number	6
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2008
Census Tract	1101

Owner

Source: Dubuque County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1645 LORI CT, DUBUQUE, IA 52001-1660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK
Dec 14, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Feb 13, 2017	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Aug 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
May 23, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Dec 14, 2023 · Amount on Record
Deed Document Number	20267642
Prior Transfer Date	Feb 19, 2010
Prior Transfer Doc	0000003383
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 13, 2026
Property Address	1645 LORI CT, DUBUQUE, IA 52001-1660
Document Number	0000007642
Instrument Date	Jul 9, 2026
Instrument	20267642
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,823.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 LORI CT, DUBUQUE, IA 52001-1660

Mortgage

Document Number	0000007643,
Date	Jul 13, 2026
Instrument	20267643

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 14, 2023
Property Address	1645 LORI CT, DUBUQUE, IA 52001-1660
Document Number	0000011736
Instrument Date	Dec 13, 2023
Instrument	2023-00011736
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 LORI CT, DUBUQUE, IA 52001-1660

Mortgage

Document Number	0000011737
Date	Dec 14, 2023
Instrument	2023-00011737

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1645 LORI CT, DUBUQUE, IA 52001-1660
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002168
Date	Feb 8, 2021
Instrument	2021-00002168

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	79 Months
Due	Sep 5, 2027

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1645 LORI CT, DUBUQUE, IA 52001-1660
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001782
Date	Feb 13, 2017
Instrument	2017-00001782

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1645 LORI CT, DUBUQUE, IA 52001-1660
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010784
Date	Aug 30, 2017
Instrument	2017-00010784

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 4, 2020
Property Address	1645 LORI CT, DUBUQUE, IA 52001-1660
Document Number	0000013413
Instrument Date	Aug 27, 2020
Instrument	2020-00013413
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1645 LORI CT, DUBUQUE, IA 52001-1660

Mortgage

Document Number	0000013414
Date	Sep 4, 2020
Instrument	2020-00013414

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 5, 2027
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 23, 2017
Property Address	1645 LORI CT, DUBUQUE, IA 52001-1660
Document Number	0000006008
Instrument Date	May 19, 2017
Instrument	2017-00006008
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1645 LORI CT, DUBUQUE, IA 52001-1660

Mortgage

Document Number	0000006009
Date	May 23, 2017
Instrument	2017-00006009

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,882.00	$301,800 (+15.15%) Land $47,300 Building $254,500	$301,800 (+15.15%) Land $47,300 Building $254,500
2024	$3,882.00 (+8.31%)
2023		$262,100 (+20.93%) Land $43,000 Building $219,100	$262,100 (+20.93%) Land $43,000 Building $219,100
2022	$3,584.00 Homeowner's exemption	$216,740 Land $38,680 Building $178,060
2021			$216,740 Land $38,680 Building $178,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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