Hamilton County property record for 1645 Lockbourne Dr, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,134 sqft · built 1974 |
| Lot Size | 0.341 acres (14,854 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Sep 2018) |
| Tax Bill | $5,544 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0393-0091-00 |
| Primary APN | 590-0393-0091-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,134 sqft Living Area |
| 1st Floor Area | 1,071 sqft |
| 2nd Floor Area | 1,063 sqft |
| Basement Area | 906 sqft |
| Finished Basement | 712 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,854 sqft (0.341 acres) |
| Lot Dimensions | 212 ft deep x 69 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 189 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1645 LOCKBOURNE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOCKBOURNE DR 69.31 X 212.85 IRR - LOT 126 RIDGEVALE SUB BLK A |
| Legal Subdivision | RIDGEVALE SUB |
| Legal Block | A |
| Legal Lot Number | 126 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 21509 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1645 LOCKBOURNE DR, CINCINNATI, OH 45240-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Sep 18, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 23, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on Record |
| Deed Sale | Sep 18, 2018 · Amount on Record |
| Deed Document Number | 0000083076 |
| Deed Book / Page | 013755 / 002101 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1645 LOCKBOURNE DR, CINCINNATI, OH 45240-3503 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000148081 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 14560/1655 |
| Instrument | 2021-0148081 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 18, 2018 |
| Property Address | 1645 LOCKBOURNE DR, CINCINNATI, OH 45240-3503 |
| Document Number | 0000083076 |
| Book / Page | 013755 / 002101 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 83076 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $645.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8534 E KEMPER RD CINCINNATI OH 452493701, CINCINNATI, OH 45249-3701 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1645 LOCKBOURNE DR, CINCINNATI, OH 45240-3503 |
| Document Number | 0000068674 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1645 LOCKBOURNE DR CINCINNATI OH 452403503, CINCINNATI, OH 45240-3503 |
| Document Number | 0000068674 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 013725/001945 |
| Instrument | 68674 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,544.00 (+0.76%) | $95,288 (-) Land $11,358 Building $83,930 | |
| 2024 | $5,502.00 (+5.36%) | $95,288 (-) Land $11,358 Building $83,930 | |
| 2023 | $5,222.00 (-8.72%) | $95,288 (+26.63%) Land $11,358 Building $83,930 | $272,250 (+26.63%) Land $32,450 Building $239,800 |
| 2022 | $5,721.00 Homeowner's exemption | $75,250 Land $11,053 Building $64,197 | |
| 2020 | $215,000 Land $31,580 Building $183,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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