1645 Lavelle Smith Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 1645 Lavelle Smith Dr, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,648 sqft · built 1994
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Nov 2020)
Tax Bill	$6,708 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`214-550-250-000`

Property Details

APN / Parcel Number

Primary APN	`214-550-250-000`
Alternative APN	`214-550-25`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	214-550-25
Street Address	1645 LAVELLE SMITH DR
City	TRACY
State	CA
Zip	95376-0779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	91-FM PT OF 214-050-04
Legal Subdivision	BLOSSOM VALLEY
Legal Tract	2372
Legal Block	2
Legal Lot Number	169
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2005
Census Tract	5312

Owner

1645 Lavelle Smith Dr is owned and occupied by an individual who bought it in November 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1645 LAVELLE SMITH DR, TRACY, CA 95376-0779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Grant Deed, Transfer · Conventional Mortgage BEST CAPITAL FUNDING
Mar 3, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 21, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	Mar 21, 2018 · Amount on File
Deed Document Number	2020157449
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 16, 2020
Property Address	1645 LAVELLE SMITH DR, TRACY, CA 95376-0779
Document Number	0000157449
Map Reference	VOL 30 PG 70
Instrument Date	Nov 12, 2020
Instrument	2020-157449
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 LAVELLE SMITH DR, TRACY, CA 95376-0779

Mortgage

Document Number	0000157450
Date	Nov 16, 2020
Instrument	2020-157450

Lender

Name	BEST CAPITAL FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1645 LAVELLE SMITH DR, TRACY, CA 95376-0779
Document Number	0000029885
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1645 LAVELLE SMITH DR TRACY CA 953760779, TRACY, CA 95376-0779

Mortgage

Document Number	0000029885
Date	Mar 9, 2020
Instrument	29885

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 21, 2018
Property Address	1645 LAVELLE SMITH DR, TRACY, CA 95376-0779
Document Number	0000031187
Instrument Date	Mar 14, 2018
Instrument	31187
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1645 LAVELLE SMITH DR TRACY CA 953760779, TRACY, CA 95376-0779

Mortgage

Document Number	31188
Date	Mar 21, 2018
Instrument	31188

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1645 Lavelle Smith Dr was $6,708.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,708.00
2025	$6,708.00	$568,276 Land $162,364 Building $405,912
2023	$6,089.00 (+2.08%)	$546,210 Land $156,060 Building $390,150	$596,880
2022	$5,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1645 Lavelle Smith Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 Lavelle Smith Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Matrix Broadband.

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