1645 Kiley Ct, Lady Lake, FL 32159 Property Records

Lake County property record for 1645 Kiley Ct, Lady Lake, FL 32159

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,392 sqft · built 1992
Lot Size0.139 acres (6,045 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Sep 2026)
Tax Bill$3,240 (2025)
Deeds & MortgagesSep 2026 Sale
Sep 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-18-24-0385-000-12010

Property Details

APN / Parcel Number

Primary APN06-18-24-0385-000-12010
Alternative APNs
  • 241806038500012010
  • 3410696

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,392 sqft Living Area
Gross Area2,102 sqft
1st Floor Area1,392 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2023
Exterior MaterialWood Frame
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area6,045 sqft (0.139 acres)
Lot Dimensions100 ft deep x 60 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area366 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3410696
Street Address1645 KILEY CT
CityLADY LAKE
StateFL
Zip32159-2119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX8
Legal DescriptionLADY LAKE ORANGE BLOSSOM GARDENS UNIT 7 PB 27 PG 56-65 LOT 1201 ORB 6224 PG 1385 ORB 6512 PG 378
Legal Range24E
Legal Township18S
Legal Section6
Legal SubdivisionLADY LAKE ORANGE BLOSSOM GARDENS
Legal Tract0385
Legal Block2
Legal Lot Number1201
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group2
Census Block2001
Census Tract30409

Owner

Source: Lake County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address861 WHITNEY RD W, FAIRPORT, NY 14450-1032
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Affidavit, Transfer
Sep 15, 2026Warranty Deed, Transfer · Conventional Mortgage
CNB MORTGAGE
Oct 10, 2023Warranty Deed, Transfer · Conventional Mortgage
CITIZENS FIRST BANK INC
Sep 9, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Dec 12, 2018Warranty Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2026 · Amount on Record
Deed SaleSep 15, 2026 · Amount on Record
Prior SaleOct 10, 2023 · Amount on Record
Deed Document Number2026112998
Deed Book / Page6812 / 312
Prior Transfer DateFeb 17, 2025
Prior Transfer Doc0065120378
Record UpdatedOct 29, 2026

September 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionLAKE FL
Recording DateSep 15, 2026
Property Address1645 KILEY CT, LADY LAKE, FL 32159-2119
Document Number0000112996
Book / Page6812 / 307
Instrument DateSep 9, 2026
Instrument2026112996
Transaction TypeTransfer
Record UpdatedSep 29, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 15, 2026
Property Address1645 KILEY CT, LADY LAKE, FL 32159-2119
Document Number0000112998
Book / Page6812 / 312
Instrument DateSep 3, 2026
Instrument2026112998
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$194,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address861 WHITNEY RD W, FAIRPORT, NY 14450-1032

Mortgage

Document Number0000112999,
DateSep 15, 2026
Book Page6812/314
Instrument2026112999
Lender
NameCNB MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 10, 2023
Property Address1645 KILEY CT, LADY LAKE, FL 32159-2119
Document Number0062241385
Book / Page6224 / 1385
Map ReferenceMB 27 PG 56-65
Instrument DateOct 6, 2023
Instrument2023124693
Transaction TypeTransfer
Record UpdatedOct 25, 2023
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,449.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address85 MISTY MDW, PERKASIE, PA 18944-5404

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 KILEY CT, LADY LAKE, FL 32159-2119

Mortgage

Document Number0062241387
DateOct 10, 2023
Instrument6224/1387
Lender
NameCITIZENS FIRST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term13 Months
DueNov 1, 2024

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateSep 9, 2021
Property Address1645 KILEY CT, LADY LAKE, FL 32159-2119
Document Number0057901192
Book / Page5790 / 1192
Map ReferenceMB 27 PG 56-65
Instrument DateAug 24, 2021
Instrument2021124282
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 KILEY CT, THE VILLAGES, FL 32159-2119

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 12, 2018
Property Address1645 KILEY CT, LADY LAKE, FL 32159-2119
Document Number0052091680
Book / Page5209 / 1680
Map ReferenceMB 27 PG 56-65
Instrument DateNov 21, 2018
Instrument2018142873
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyPENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 N IDAHO ST, 201, SALEM, SD 57058-8940

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 KILEY CT, LADY LAKE, FL 32159-2119

Mortgage

Document Number2018142874
DateDec 12, 2018
Instrument2018142874
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityLady Lake Town
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$218,230 (+2.7%)$234,059 (-14.11%) Land $75,000 Building $159,059
2025$3,240.00 (-31.34%)$212,494 (-20.1%) Land $84,000 Building $128,494$272,514 (+2.47%) Land $84,000 Building $188,514
2024$4,719.00 (+4.52%)
2023$4,515.00 (+66.61%)$265,942 (+37.28%)$265,942 (+15.66%) Land $84,000 Building $181,942
2022$2,710.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$193,720$229,942 Land $48,000 Building $181,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5
serves 18,675 people · EPA ID FL3350942
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereVILLAGE WATER
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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