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1645 Hurst Castle Rd, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1645 Hurst Castle Rd, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on Record
Last Sale$397,500 (Sep 2023)
Tax Bill$6,002 (2026)
Deeds & MortgagesSep 2023 Sale
Sep 2023 Sale
Flood ZoneZone X (minimal risk)
APN82-47188-0668

Property Details

APN / Parcel Number

Primary APN82-47188-0668

Exterior

Lot Area11,979 sqft (0.275 acres)

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address1645 HURST CASTLE RD
CitySAINT CLOUD
StateMN
Zip56303-0004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 010 BLK 002 GROVE & MEADOWS PLAT 2 SECTION 05 TOWNSHIP 124 RANGE 28 SECTION 05 TOWNSHIP 124 RANGE 28
Legal Range28W
Legal Township124
Legal Section05
Legal SubdivisionGROVE MEADOWS PLAT 2
Legal Block2
Legal Lot Number10
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract1003

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1645 HURST CASTLE RD, SAINT CLOUD, MN 56303-0004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Warranty Deed, Transfer
STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI
Sep 22, 2023Warranty Deed, Subdivision Related Transfer
STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2023 · Amount on Record
Deed SaleSep 15, 2023 · Amount on Record
Prior SaleSep 15, 2023 · Amount on Record
Deed Document Number20231581934
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateSep 22, 2023
Property Address1645 HURST CASTLE RD, SAINT CLOUD, MN 56303-0004
Document Number00A1660546
Instrument DateSep 15, 2023
InstrumentA1660546
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanySTEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2229 6TH ST S, SARTELL, MN 56377-1890

September 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateSep 22, 2023
Property Address1645 HURST CASTLE RD, SAINT CLOUD, MN 56303-0004
Document Number00A1660547
Instrument DateSep 15, 2023
InstrumentA1660547
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 24, 2023
Title CompanySTEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1645 HURST CASTLE RD, SAINT CLOUD, MN 56303-0004

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,002.00 (+15.38%)
2025$404,400 (+798.67%) Land $90,000 Building $314,400$404,400 (+798.67%) Land $90,000 Building $314,400
2024$5,202.00 (+874.16%)
2023$534.00$45,000 Land $45,000$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
CenturyLink
DSL		140 / 20

May also be available: Verizon, Xtratyme Technologies.

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