1645 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 1645 Grafton Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 892 sqft · built 1940
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$89,000 (Feb 1996)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-004-124-069`

Property Details

APN / Parcel Number

Primary APN	`10-00-004-124-069`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	892 sqft Living Area
1st Floor Area	892 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	304 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	190 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1645 GRAFTON RD
City	ELYRIA
State	OH
Zip	44035-8109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-10-004G -166-00
Legal Subdivision	CARLISLE SEC 04
Legal Block	124
Legal Lot Number	4
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2004
Census Tract	71300

Owner

Source: Lorain County records · APN 10-00-004-124-069

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1645 GRAFTON RD, ELYRIA, OH 44035-8109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 1996 · Amount on Record
Deed Sale	Feb 28, 1996 · Amount on Record
Record Updated	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1645 GRAFTON RD, ELYRIA, OH 44035-8109
Document Number	0000646833
Instrument Date	Sep 06, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1645 GRAFTON RD ELYRIA OH 440358109, ELYRIA, OH 44035-8109

Mortgage

Document Number	0000646833
Date	Oct 05, 2017
Instrument	646833

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00	$34,070 (-0.02%) Land $8,010 Building $26,060	$97,360 (-) Land $22,890 Building $74,470
2024	$1,510.00 (+0.27%)	$34,077 (+13.51%) Land $8,012 Building $26,065	$97,360 (+13.51%) Land $22,890 Building $74,470
2023	$1,506.00 (+0.4%)	$30,020 (-) Land $7,336 Building $22,684	$85,770 (-) Land $20,960 Building $64,810
2022	$1,500.00	$30,020 Land $7,340 Building $22,680
2021			$85,770 Land $20,960 Building $64,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 314 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.