Klamath County property record for 1645 Ginger Ln, Klamath Falls, OR 97601
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,289 sqft · built 1981 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,900 (Jan 1999) |
| Tax Bill | $5,481 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-3809-027B0-00300-000 |
| Primary APN | R-3809-027B0-00300-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,289 sqft Living Area |
| 1st Floor Area | 3,289 sqft |
| Attic Area | 612 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Wood Shingle |
| Lot Area | 74,052 sqft (1.7 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 295 sqft |
| Deck Area | 70 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 440972 |
|---|---|
| Street Address | 1645 GINGER LN |
| City | KLAMATH FALLS |
| State | OR |
| Zip | 97601-9436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FR |
| Legal Description | TWP 38 RNGE 9, BLOCK SEC 27, TRACT NW4NW4, ACRES 1.70 |
| Legal Range | 9EE |
| Legal Township | 38S |
| Legal Section | 27 |
| Legal Quarter | NW |
| Jurisdiction | KLAMATH OR |
| Township / Civil Division | KLAMATH FALLS |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 971000 |
Source: Klamath County records, as of November 28, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 125 N ELDORADO AVE, KLAMATH FALLS, OR 97601-2607 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1999 · Amount on Record |
| Deed Sale | Jan 1, 1999 · Amount on Record |
| Deed Document Number | M99 4689 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KLAMATH OR |
| Property Address | 1645 GINGER LN, KLAMATH FALLS, OR 97601-9436 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003454 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021-003454 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Klamath County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Klamath County |
| Unified School District | Klamath Falls City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,481.00 (-7.2%) | $380,720 (+3%) | $730,350 (-0.4%) Land $101,480 Building $628,870 |
| 2024 | $5,906.00 (+28.64%) | $369,640 (-) | $733,260 (+10.95%) Land $104,390 Building $628,870 |
| 2023 | $4,591.00 (+1.71%) | $369,640 (+6.09%) | $660,910 (+12.34%) Land $104,390 Building $556,520 |
| 2022 | $4,514.00 | $348,430 | $588,320 Land $104,390 Building $483,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · lower than 69% of Oregon |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless | 100 / 30 |
5G (outdoors only) and 4G LTE
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