1645 Ferry St, Niles, MI 49120 Property Records

Berrien County property record for 1645 Ferry St, Niles, MI 49120 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,265 sqft · built 1940
Lot Size	0.152 acres (6,621 sqft)
Owner	Company Name on File
Last Sale	$91,000 (Nov 2018)
Tax Bill	$1,436 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72-5950-0151-00-0`

Property Details

APN / Parcel Number

Primary APN	`72-5950-0151-00-0`
Alternative APN	`11-72-5950-0151-00-0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,265 sqft Living Area
1st Floor Area	1,012 sqft
Basement Area	1,012 sqft
Unfinished Basement	1,012 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1645 FERRY ST
City	NILES
State	MI
Zip	49120-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 151 PARKER ADD CITY OF NILES
Legal Subdivision	PARKER ADD
Legal Lot Number	151
Legal Unit	151
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	4
Census Block	4011
Census Tract	20900

Owner

Source: Berrien County records · APN 72-5950-0151-00-0

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1645 FERRY ST, NILES, MI 49120-2052
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Jun 16, 2015 · Amount on Record
Deed Book / Page	3223 / 313
Prior Transfer Date	Sep 29, 2006
Prior Transfer Doc	02751/1241
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 19, 2018
Property Address	1645 FERRY ST, NILES, MI 49120-2052
Document Number	03223/0313
Book / Page	3223 / 0313
Map Reference	LB8 PG10
Instrument Date	Nov 01, 2018
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$682.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2351 DANIEL ST, NILES, MI 49120-9085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 FERRY ST, NILES, MI 49120-2052

Mortgage

Document Number	0003223315
Date	Nov 19, 2018
Instrument	3223/315

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	49 Months
Due	Dec 08, 2022

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,100 (+6.68%)	$134,200 (+6.68%)
2025	$1,436.00 (+2.35%) Homeowner's exemption	$62,900 (+31.32%)	$125,800 (+31.32%)
2024	$1,403.00 (+9.44%)
2023		$47,900	$95,800
2022	$1,282.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 2% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.