1645 Esmeralda Ave, Minden, NV 89423 Property Records

Douglas County property record for 1645 Esmeralda Ave, Minden, NV 89423

Property Summary

Property Type	Single Family Home
Details	2,147 sqft · built 1926
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (Nov 2018)
Tax Bill	$3,337 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1320-29-410-002`

Property Details

APN / Parcel Number

Primary APN	`1320-29-410-002`
Alternative APNs	`000025190080` `25190080`

Interior

Stories	1 Story
Building Area	2,147 sqft Living Area
Gross Area	2,732 sqft
1st Floor Area	2,147 sqft
Basement Area	585 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Old Parcel Number	000025190080
Street Address	1645 ESMERALDA AVE
City	MINDEN
State	NV
Zip	89423-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST ADD BLOCK G
Legal Range	20E
Legal Township	13N
Legal Section	29
Legal Subdivision	WEST ADD
Legal Block	G
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	2
Census Block	2028
Census Tract	1400

Owner

Source: Douglas County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1645 ESMERALDA AVE, MINDEN, NV 89423-4203
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Deed of Trust, Mortgage · Conventional with PMI MUTUAL/OMAHA MTG LLC
Nov 26, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	2018922838
Prior Transfer Date	Aug 13, 2015
Prior Transfer Doc	0000001841
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1645 ESMERALDA AVE, MINDEN, NV 89423-4203
Document Number	0000935452
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1645 ESMERALDA AVE MINDEN NV 894234203, MINDEN, NV 89423-4203

Mortgage

Document Number	0000935452
Date	Sep 19, 2019
Instrument	935452

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Nov 26, 2018
Property Address	1645 ESMERALDA AVE, MINDEN, NV 89423-4203
Document Number	0000922838
Instrument Date	Oct 26, 2018
Instrument	922838
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,852.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 2598 GARDNERVILLE NV 894102598, GARDNERVILLE, NV 89410-2598

Mortgage

Document Number	922839
Date	Nov 26, 2018
Instrument	922839

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,337.00 (+2.99%)	$100,629 (-0.35%) Land $59,500 Building $41,129
2025	$3,240.00 (+6.13%) Additional exemption filed	$100,981 (+3.1%) Land $59,500 Building $41,481	$288,517 (+3.1%) Land $170,000 Building $118,517
2023	$3,053.00 Additional exemption filed	$97,947 Land $59,500 Building $38,447	$279,849 (+18.29%) Land $170,000 Building $109,849
2021			$236,586 Land $140,000 Building $96,586

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 units insured incl. 15 condo units
Nearby Flood Claims	8 (1997–2023)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MINDEN serves 3,500 people · EPA ID NV0000168
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	139 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DTS Fiber.

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