1645 Ebenezer Rd, Rincon, GA 31326 Property Records

Effingham County property record for 1645 Ebenezer Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Lot Size	4.94 acres (215,622 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Feb 2022)
Tax Bill	$2,822 (2025)
Deeds & Mortgages	Jun 2005 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04600-091-000`

Property Details

APN / Parcel Number

Primary APN	`04600-091-000`
Alternative APNs	`00990047A00` `04600091` `18446`

Exterior

Lot Area	215,622 sqft (4.94 acres)
Porch	Open Porch

Location & Zoning

Account Number	18446
Old Parcel Number	04600091
Street Address	1645 EBENEZER RD
City	RINCON
State	GA
Zip	31326-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	4.95 AC PAR B
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1014
Census Tract	30303

Owner

Source: Effingham County records · APN 04600-091-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1900, RINCON, GA 31326-1900
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2005	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Feb 04, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage BANK OF NEWINGTON
Feb 04, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage BANK OF NEWINGTON

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2022 · Amount on Record
Deed Sale	Feb 04, 2022 · Amount on Record
Deed Document Number	0002762512
Deed Book / Page	2762 / 512
Record Updated	Jun 08, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	1645 EBENEZER RD, RINCON, GA 31326-3732
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001293/223
Date	Jun 22, 2005
Book Page	1293/223

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 01, 2008

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 04, 2022
Property Address	1645 EBENEZER RD, RINCON, GA 31326-3732
Document Number	002762/512
Book / Page	2762 / 512
Instrument Date	Feb 04, 2022
Instrument	2022-000324
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1900, RINCON, GA 31326-1900

Mortgage

Document Number	0000002762/0000000514
Date	Feb 08, 2022
Book Page	0000002762/0000000514
Instrument	001333

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2023

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 04, 2022
Property Address	1645 EBENEZER RD, RINCON, GA 31326-3732
Document Number	002762/512
Book / Page	2762 / 512
Instrument Date	Feb 04, 2022
Instrument	2022-000324
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1900, RINCON, GA 31326-1900

Mortgage

Document Number	0000001333
Date	Feb 04, 2022
Instrument	001333

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 01, 2023

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,822.00 (+27.81%)	$86,438 (+22.54%) Land $61,132 Building $25,306	$216,097 (+22.54%) Land $152,831 Building $63,266
2024	$2,208.00 (+142.9%)	$70,540 (+119.86%) Land $45,234 Building $25,306	$176,350 (+119.86%) Land $113,084 Building $63,266
2022	$909.00	$32,084 Land $32,084	$80,209 Land $80,209

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Uniti Group DSL	100 / 20

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ebenezer Rd

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