1645 Earl Dr, Dubuque, IA 52001 Property Records

Dubuque County property record for 1645 Earl Dr, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,560 sqft · built 1958
Lot Size	0.277 acres (12,070 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Mar 2021)
Tax Bill	$3,052 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-27-105-010`

Property Details

APN / Parcel Number

Primary APN	`10-27-105-010`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	896 sqft
Attic Area	314 sqft
Basement Area	896 sqft
Finished Basement	360 sqft
Game Room	Game Room

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	12,070 sqft (0.277 acres)
Lot Dimensions	142 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	28 sqft
Deck Area	532 sqft
Patio Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1645 EARL DR
City	DUBUQUE
State	IA
Zip	52001-5305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 62 & S 25' OF LOT 63 FALKS
Legal Subdivision	HOOVER
Legal Lot Number	62,63
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3015
Census Tract	1201

Owner

1645 Earl Dr is owned and occupied by an individual who bought it in March 2021.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	1645 EARL DR, DUBUQUE, IA 52001-5305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Prior Sale	Sep 22, 2016 · Amount on File
Deed Document Number	2021-00003425
Record Updated	Jun 7, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 2, 2021
Property Address	1645 EARL DR, DUBUQUE, IA 52001-5305
Document Number	0000003425
Instrument Date	Feb 26, 2021
Instrument	2021-00003425
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 EARL DR, DUBUQUE, IA 52001-5305

Mortgage

Document Number	0000003426
Date	Mar 2, 2021
Instrument	2021-00003426

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,600 Land $42,100 Building $192,500	$234,600 Land $42,100 Building $192,500
2024	$3,052.00
2023		$212,300 (+24.25%) Land $40,000 Building $172,300	$212,300 Land $40,000 Building $172,300
2022	$2,946.00	$170,860 Land $37,870 Building $132,990
2021			$170,860 Land $37,870 Building $132,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1645 Earl Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 Earl Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink, Verizon.