1645 E River Rd, Louisburg, NC 27549 Property Records

Franklin County property record for 1645 E River Rd, Louisburg, NC 27549

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,075 sqft · built 1971
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on File
Tax Bill	$680 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2824-01-0552`

Property Details

APN / Parcel Number

Primary APN	`2824-01-0552`
Alternative APNs	`2824-01-0590` `J07A00 040` `017964` `25969`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,075 sqft Total Area
Basement Area	1,075 sqft
Finished Basement	1,075 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1645 E RIVER RD
City	LOUISBURG
State	NC
Zip	27549-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO AR
Legal Subdivision	LONG
Jurisdiction	FRANKLIN NC
Township / Civil Division	LOUISBURG
Census Block Group	2
Census Block	2028
Census Tract	60301

Owner

1645 E River Rd is owned and occupied by an individual who acquired it in June 2026.

Source: Franklin County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1645 E RIVER RD, LOUISBURG, NC 27549-8586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jul 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 9, 2026
Transfer Doc	0010115298
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN NC
Recording Date	Jul 6, 2026
Property Address	1645 E RIVER RD, LOUISBURG, NC 27549-8586
Document Number	0010115298
Book / Page	2436 / 991
Instrument Date	Jun 9, 2026
Instrument	202610115298
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 E RIVER RD, LOUISBURG, NC 27549-8586

Mortgage

Document Number	0010115299,
Date	Jul 6, 2026
Instrument	202610115299

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN NC
Recording Date	Jul 16, 2021
Property Address	1645 E RIVER RD, LOUISBURG, NC 27549-8586
Document Number	0022621604
Book / Page	2262 / 1604
Instrument Date	Jul 15, 2021
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 CLEARWATER LN, 115, LOUISBURG, NC 27549-9525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 326, LOUISBURG, NC 27549-0326

Tax Assessment & Valuation

The 2025 property tax bill for 1645 E River Rd was $680.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$680.00	$94,660 Land $28,590 Building $66,070	$94,660 Land $28,590 Building $66,070
2023	$640.00	$60,110 Land $17,590 Building $42,520	$60,110 Land $17,590 Building $42,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1645 E River Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1979–1992)
Most Recent Claim	Aug 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 E River Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures