1645 Duncan Rd, Commerce, GA 30530 Property Records

Banks County property record for 1645 Duncan Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,519 sqft · built 1965
Lot Size	2.91 acres (126,760 sqft)
Owner	Individual Name on Record
Last Sale	$81,000 (Mar 2017)
Tax Bill	$1,805 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B85 012`

Property Details

APN / Parcel Number

Primary APN	`B85 012`
Alternative APN	`336`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,519 sqft Heated Area
1st Floor Area	1,519 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	126,760 sqft (2.91 acres)
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Account Number	336
Street Address	1645 DUNCAN RD
City	COMMERCE
State	GA
Zip	30530-7025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	PB 23-135
Legal Subdivision	00100-LOWER END 6500
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1000
Census Tract	970400

Owner

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1645 DUNCAN RD, COMMERCE, GA 30530-7025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2017 · Amount on Record
Deed Sale	Mar 21, 2017 · Amount on Record
Deed Document Number	2017218
Deed Book / Page	436 / 614
Prior Transfer Date	Apr 19, 2012
Prior Transfer Doc	000377/361
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 21, 2017
Property Address	1645 DUNCAN RD, COMMERCE, GA 30530-7025
Document Number	000436/614
Book / Page	436 / 614
Instrument Date	Mar 21, 2017
Instrument	2017-000218
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 DUNCAN RD, COMMERCE, GA 30530-7025

Mortgage

Document Number	436/615
Date	Mar 29, 2017
Book Page	436/615

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,805.00 (+3.68%)	$94,577 (+7%) Land $25,944 Building $68,633	$236,442 (+7%) Land $64,859 Building $171,583
2024	$1,741.00 (+26.16%)	$88,388 (+30.28%) Land $23,585 Building $64,803	$220,969 (+30.27%) Land $58,962 Building $162,007
2023	$1,380.00 (+16.16%)	$67,847 (+19.96%) Land $21,104 Building $46,743	$169,619 (+19.96%) Land $52,761 Building $116,858
2022	$1,188.00	$56,560 Land $17,532 Building $39,028	$141,400 Land $43,830 Building $97,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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