1645 Dover Rd, Epsom, NH 03234 Property Records

Merrimack County and Epsom Town property record for 1645 Dover Rd, Epsom, NH 03234

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,484 sqft · built 1920
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jan 2025)
Tax Bill	$10,449 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`EPSO M:00U04 L:000006 S:000000`

Property Details

APN / Parcel Number

Primary APN	`EPSO M:00U04 L:000006 S:000000`
Alternative APN	`M:00U04 B:000006 L:000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,484 sqft Living Area
Gross Area	5,699 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1645 DOVER RD
City	EPSOM
State	NH
Zip	03234-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES/LT
Legal Lot Number	6
Jurisdiction	EPSOM TOWN NH
Township / Civil Division	EPSOM
Census Block Group	2
Census Block	2016
Census Tract	34000

Owner

1645 Dover Rd is owned by an individual who bought it in January 2025.

Source: Merrimack County and Epsom Town records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	11 BLUEBERRY RD, R, DERRY, NH 03038-4317
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL FEDERAL CREDIT UNION
Sep 15, 2023	Foreclosure
Sep 15, 2023	Foreclosure
Sep 15, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA
Jan 5, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2025 · Amount on File
Deed Sale	Jan 27, 2025 · Amount on File
Prior Sale	Sep 15, 2023 · Amount on File
Deed Document Number	2025202500001218
Deed Book / Page	3880 / 1261
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EPSOM TOWN NH
Recording Date	Apr 13, 2026
Property Address	1645 DOVER RD, EPSOM, NH 03234-4414
Document Number	0000005476
Book / Page	3925 / 2361
Instrument Date	Apr 8, 2026
Instrument	20265476
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 DOVER RD, EPSOM, NH 03234-4414

Mortgage

Document Number	0000005476,
Date	Apr 13, 2026
Book Page	3925/2361
Instrument	20265476

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

September 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	EPSOM TOWN NH
Recording Date	Sep 15, 2023
Property Address	1645 DOVER RD, EPSOM, NH 03234-4414
Document Number	0000013347
Book / Page	3837 / 1199
Instrument Date	Aug 22, 2023
Instrument	202300013347
Transaction Type	Foreclosure
Record Updated	Sep 27, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10088, BEDFORD, NH 03110-0088

September 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	EPSOM TOWN NH
Recording Date	Sep 15, 2023
Property Address	1645 DOVER RD, EPSOM, NH 03234-4414
Document Number	000013347A
Book / Page	3837 / 1199
Instrument Date	Aug 22, 2023
Instrument	2023000013347A
Transaction Type	Foreclosure
Record Updated	Sep 27, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10088, BEDFORD, NH 03110-0088

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EPSOM TOWN NH
Property Address	1645 DOVER RD, EPSOM, NH 03234-4414
Document Number	0035710786
Book / Page	003571 / 000786
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 DOVER RD EPSOM NH 032344414, EPSOM, NH 03234-4414

Mortgage

Document Number	0035710786
Date	Sep 26, 2017
Book Page	003571/000786
Instrument	18024

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EPSOM TOWN NH
Property Address	1645 DOVER RD, EPSOM, NH 03234-4414
Document Number	0035440853
Book / Page	003544 / 000853
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 DOVER RD EPSOM NH 032344414, EPSOM, NH 03234-4414

Mortgage

Document Number	0035440853
Date	Jan 13, 2017
Book Page	003544/000853
Instrument	842

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1645 Dover Rd was $10,449, up 18% from the year before.

Source: Merrimack County and Epsom Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Epsom Town
Elementary School District	Epsom School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,449.00 (+17.96%)	$595,700 (+79.16%) Land $171,800 Building $423,900
2024	$8,858.00	$332,500 Land $92,400 Building $240,100
2023			$540,170
2022	$7,927.00	$332,500 Land $92,400 Building $240,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1645 Dover Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2007)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 Dover Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPSOM VILLAGE WATER DISTRICT serves 800 people · EPA ID NH0771010
Water Source	Groundwater
Last State Inspection	May 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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