Winnebago County property record for 1645 Doty St, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,128 sqft · built 1870 |
| Lot Size | 0.198 acres (8,610 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $188,900 (Aug 2024) |
| Tax Bill | $3,073 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-05870000 |
| Primary APN | 03-05870000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Stone |
| Lot Area | 8,610 sqft (0.198 acres) |
| Lot Dimensions | 105 ft deep x 82 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 903-05870000 |
|---|---|
| Street Address | 1645 DOTY ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-6945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | E1/2 OF LOT 24 CLEMENT & DOTYS SUBD |
| Legal Subdivision | SUBDIVISION CLEMENT & DOTYS SUBDIVISION |
| Legal Lot Number | 24 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1500 |
Source: Winnebago County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1645 DOTY ST, OSHKOSH, WI 54902-6945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE FUNDING USA LLC |
| Jan 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2024 · Amount on Record |
| Deed Sale | Aug 20, 2024 · Amount on Record |
| Prior Sale | Jan 16, 2023 · Amount on Record |
| Deed Document Number | 20241928656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Jun 3, 2026 |
| Property Address | 1645 DOTY ST, OSHKOSH, WI 54902-6945 |
| Document Number | 0001968387 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261968387 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1645 DOTY ST, OSHKOSH, WI 54902-6945 |
| Investor | Possibly a Property Investor |
| Document Number | 0001968387, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20261968387 |
| Name | MORTGAGE FUNDING USA LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Jan 16, 2023 |
| Property Address | 1645 DOTY ST, OSHKOSH, WI 54902-6945 |
| Document Number | 0001897959 |
| Map Reference | MAP 1894 |
| Instrument Date | Jan 9, 2023 |
| Instrument | 1897959 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | ANCONA TITLE, NONA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1645 DOTY ST, OSHKOSH, WI 54902-6945 |
| Document Number | 0001897960 |
|---|---|
| Date | Jan 16, 2023 |
| Instrument | 1897960 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $164,400 (-) Land $27,900 Building $136,500 | ||
| 2024 | $3,073.00 (+10.86%) | $164,400 (+73.6%) Land $27,900 Building $136,500 | |
| 2023 | $2,772.00 (+0.62%) Homeowner's exemption | $94,700 (+1.94%) Land $20,000 Building $74,700 | $136,843 Land $28,900 Building $107,943 |
| 2022 | $2,755.00 | $92,900 Land $20,000 Building $72,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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