1645 Dewitt St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1645 Dewitt St, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,638 sqft · built 1935
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,500 (Nov 2020)
Tax Bill	$5,387 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.73-1-26`

Property Details

APN / Parcel Number

Primary APN	`421500 49.73-1-26`
Alternative APN	`150004907300010260000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,092 sqft
Upper Floors Area	546 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1645 DEWITT ST
City	SCHENECTADY
State	NY
Zip	12303-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3016
Census Tract	21600

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1645 DEWITT ST, SCHENECTADY, NY 12303-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Mar 6, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Mar 6, 2019 · Amount on Record
Deed Document Number	202036980
Deed Book / Page	2046 / 461
Prior Transfer Date	Mar 3, 2015
Prior Transfer Doc	0000011209
Record Updated	Jun 8, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 24, 2020
Property Address	1645 DEWITT ST, SCHENECTADY, NY 12303-1421
Document Number	0000036980
Book / Page	2046 / 461
Instrument Date	Nov 10, 2020
Instrument	202036980
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 OLD NISKAYUNA RD, 59, LOUDONVILLE, NY 12211-1349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 EMMETT ST, SCHENECTADY, NY 12307-1427

Mortgage

Document Number	0000036981
Date	Nov 24, 2020
Instrument	202036981

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 6, 2019
Property Address	1645 DEWITT ST, SCHENECTADY, NY 12303-1421
Document Number	0000009637
Book / Page	002006 / 000803
Instrument Date	Feb 21, 2019
Instrument	9637
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Amount	Amount Recorded
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 OLD NISKAYUNA RD LOUDONVILLE NY 122111349, LOUDONVILLE, NY 12211-1349

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,387.00 (+4.58%)	$108,300 (-) Land $16,200 Building $92,100	$179,334 (+30.82%) Land $26,826 Building $152,508
2023		$108,300 (-) Land $16,200 Building $92,100	$137,089 (+3.8%) Land $20,506 Building $116,583
2022		$108,300 Land $16,200 Building $92,100	$132,073 Land $19,756 Building $112,317
2021	$5,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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