1645 Daugherty Ave, Cottage Grove, OR 97424 Property Records

Lane County property record for 1645 Daugherty Ave, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 1995
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on Record
Last Sale	$427,500 (May 2024)
Tax Bill	$4,735 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-03-32-12-02700-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-32-12-02700-000`
Alternative APNs	`2003321202700` `1463924`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,446 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	706 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1463924
Street Address	1645 DAUGHERTY AVE
City	COTTAGE GROVE
State	OR
Zip	97424-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TL 02700
Legal Range	03
Legal Township	20
Legal Section	32
Legal Subdivision	BOHEMIA WEST FIRST ADDITION
Legal Block	9
Legal Lot Number	2700
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	2
Census Block	2009
Census Tract	1202

Owner

Source: Lane County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1645 DAUGHERTY AVE, COTTAGE GROVE, OR 97424-4822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2024	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 7, 2018	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	202413407
Prior Transfer Date	Jan 22, 2010
Prior Transfer Doc	0000003608
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 16, 2024
Property Address	1645 DAUGHERTY AVE, COTTAGE GROVE, OR 97424-4822
Document Number	0000013407
Map Reference	FIL E73 SL 725-728
Instrument Date	May 10, 2024
Instrument	2024-013407
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 DAUGHERTY AVE, COTTAGE GROVE, OR 97424-4822

Mortgage

Document Number	0000013408
Date	May 16, 2024
Instrument	2024-013408

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 7, 2018
Property Address	1645 DAUGHERTY AVE, COTTAGE GROVE, OR 97424-4822
Document Number	0000042308
Map Reference	FILE73 SL725-728
Instrument Date	Sep 1, 2018
Instrument	2018-042308
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 DAUGHERTY AVE, COTTAGE GROVE, OR 97424-4822

Mortgage

Document Number	0000042309
Date	Sep 7, 2018
Instrument	2018-042309

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,735.00 (+4.9%)	$259,170 (+6.09%)	$411,523 (-1.46%) Land $85,228 Building $326,295
2023	$4,514.00 (+4.03%)	$244,294 (+3%)	$417,600 (+12.26%) Land $88,716 Building $328,884
2022	$4,339.00	$237,179	$371,994 Land $70,679 Building $301,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 1996 · Flooding, Land, Mud Slides, High Winds,severe Storms
Claims by Event	Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hunter Communications Fixed Wireless	200 / 20

May also be available: DFN.

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