1645 Cruft St, Indianapolis, IN 46203 Property Records

Marion County property record for 1645 Cruft St, Indianapolis, IN 46203

Property Summary

Property Type	Single Family Home
Details	2 bd · 768 sqft · built 1955
Lot Size	0.109 acres (4,748 sqft)
Owner	Individual Name on File
Last Sale	$119,126 (Jul 2023)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-10-19-117-470.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-10-19-117-470.000-101`
Alternative APN	`1025450`

Interior

Bedrooms	2 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2003
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	4,748 sqft (0.109 acres)
Lot Dimensions	136 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1645 CRUFT ST
City	INDIANAPOLIS
State	IN
Zip	46203-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLLIDAYS GARFIELD PARK L414
Legal Subdivision	HOLLIDAYS GARFIELD PARK
Legal Lot Number	414
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1023
Census Tract	357601

Owner

1645 Cruft St is owned and occupied by an individual who bought it in July 2023.

Source: Marion County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1645 CRUFT ST, INDIANAPOLIS, IN 46203-5313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jul 10, 2023	Warranty Deed, Transfer · VA Mortgage TUCKER MORTGAGE LLC
Jul 10, 2023	Warranty Deed, Transfer · VA Mortgage TUCKER MORTGAGE LLC
Nov 30, 2021	Warranty Deed, Transfer
Sep 8, 2021	Warranty Deed, Transfer · Seller Carry-Back SCOTT J WHITE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Nov 30, 2021
Deed Document Number	202355362
Prior Transfer Date	Mar 22, 2005
Prior Transfer Doc	0000043938
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	1645 CRUFT ST, INDIANAPOLIS, IN 46203-5313
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019313
Date	Mar 13, 2024
Instrument	A202400019313

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jul 10, 2023
Property Address	1645 CRUFT ST, INDIANAPOLIS, IN 46203-5313
Document Number	0000055362
Map Reference	PB 13 PG 54
Instrument Date	Jun 29, 2023
Instrument	A202300055362
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 CRUFT ST, INDIANAPOLIS, IN 46203-5313

Mortgage

Document Number	0000055363
Date	Jul 10, 2023
Instrument	A202300055363

Lender

Name	TUCKER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jul 10, 2023
Property Address	1645 CRUFT ST, INDIANAPOLIS, IN 46203-5313
Document Number	0000055362
Map Reference	PB 13 PG 54
Instrument Date	Jun 29, 2023
Instrument	A202300055362
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 CRUFT ST, INDIANAPOLIS, IN 46203-5313

Mortgage

Document Number	0000055363
Date	Jul 10, 2023
Instrument	A202300055363

Lender

Name	TUCKER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Nov 30, 2021
Property Address	1645 CRUFT ST, INDIANAPOLIS, IN 46203-5313
Document Number	0000158834
Map Reference	PB 13 PG 54
Instrument Date	Nov 22, 2021
Instrument	A202100158834
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4821 HARDEGAN ST, INDIANAPOLIS, IN 46227-4501
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Sep 8, 2021
Property Address	1645 CRUFT ST, INDIANAPOLIS, IN 46203-5313
Document Number	0000117484
Map Reference	PB 6 PG 189
Instrument Date	Aug 23, 2021
Instrument	A202100117484
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12400 N MERIDIAN ST STE 150, 150, CARMEL, IN 46032-6990
Investor	Possibly a Property Investor

Mortgage

Document Number	0000117485
Date	Sep 8, 2021
Instrument	A202100117485

Lender

Name	SCOTT J WHITE
Type	Seller
Address	14554 FAUCET LN, FISHERS, IN 46040

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	12 Months
Due	Aug 23, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1645 Cruft St was $1,240.

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00	$126,300 Land $8,000 Building $118,300	$126,300 Land $8,000 Building $118,300
2023	$435.00 (-71.34%)	$66,700 (+3.73%) Land $8,000 Building $58,700	$66,700 (+3.73%) Land $8,000 Building $58,700
2022	$1,518.00 (+62.53%)	$64,300 Land $8,000 Building $56,300	$64,300 Land $8,000 Building $56,300
2021	$934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1645 Cruft St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1645 Cruft St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xiber.

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