Jay Town property record for 1645 Cross Rd, Jay, VT 05859 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 6,586 sqft · built 1882 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $835,000 (Apr 2026) |
| Tax Bill | $11,363 (2025) |
| Deeds & Mortgages | Apr 2026 Sale |
| APN | (102) 20-001022 |
| Primary APN | (102) 20-001022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 15 Rooms |
| Stories | 3 Stories |
| Building Area | 6,586 sqft Living Area |
| Gross Area | 13,410 sqft |
| Basement Area | 1,354 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1882 |
|---|---|
| Effective Year Built | Effective 1882 |
| Architectural Style | Victorian |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Street Address | 1645 CROSS RD |
|---|---|
| City | JAY |
| State | VT |
| Zip | 05859-9403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE LAND BARN & POOL; CROSS ROAD TH1 |
| Jurisdiction | JAY VT |
| Township / Civil Division | JAY |
| Census Block Group | 5 |
| Census Block | 5040 |
| Census Tract | 951600 |
Source: Jay Town records · APN (102) 20-001022
Assessment roll updated May 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 TREMONT ST, CHARLESTOWN, MA 02129-3148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Nov 05, 2012 · Amount on Record |
| Prior Transfer Date | Mar 07, 2016 |
| Prior Transfer Doc | 201604301113690034 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JAY VT |
| Recording Date | Apr 28, 2026 |
| Property Address | 1645 CROSS RD, JAY, VT 05859-9403 |
| Document Number | 0341046976 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026341046976 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,239,724.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 TREMONT ST, CHARLESTOWN, MA 02129-3148 |
Source: Jay Town records · Assessment roll updated May 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Orleans County |
| County Subdivision | Jay Town |
| Elementary School District | Jay School District (PK - 06) |
| Secondary School District | North Country Junior/Senior UHSD 22 (7-12) (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,363.00 (-11.06%) Homeowner's exemption | $626,900 (-) Land $31,400 Building $595,500 |
| 2024 | $12,776.00 | $626,900 Land $31,400 Building $595,500 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500199516005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Nearby Flood Policies | 7 in force 1 of 7 on primary residences |
| Nearby Flood Claims | 2 (2011–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2023, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low above 20% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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