1645 Creek Haven Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1645 Creek Haven Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,222 sqft · built 2022
Lot Size	0.362 acres (15,780 sqft)
Owner	Individual Name on Record
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-23-12-0-00225-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-23-12-0-00225-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,222 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,780 sqft (0.362 acres)
Pool Area	512 sqft
Patio Area	448 sqft

Location & Zoning

Street Address	1645 CREEK HAVEN DR
City	HERNANDO
State	MS
Zip	38632-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MONTCLAIR S/D PHASE 5 LOT 225
Legal Subdivision	MONTCLAIR S/D PHASE 5
Legal Phase	5
Legal Lot Number	225
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2011
Census Tract	71123

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1645 CREEK HAVEN DR, HERNANDO, MS 38632-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022
Deed Sale	Jan 28, 2022
Deed Document Number	0000986207
Deed Book / Page	986 / 207
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 28, 2022
Property Address	1645 CREEK HVN, HERNANDO, MS 38632-1009
Document Number	000986/207
Book / Page	986 / 207
Map Reference	MB 135 PG 5
Instrument Date	Jan 27, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 WALNUT RD, 800, SARDIS, MS 38666-3411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 CREEK HVN, HERNANDO, MS 38632-1009

Mortgage

Document Number	0005453485
Date	Jan 28, 2022
Instrument	5453/485

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,823.00 (+27.52%)	$35,375 (+48.89%) Land $4,500 Building $30,875	$353,750 (+48.89%) Land $45,000 Building $308,750
2023	$2,998.00	$23,759	$237,593 Land $45,000 Building $192,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250