1645 Cobblestone Vil, Sandy, UT 84092 Property Records

Salt Lake County property record for 1645 Cobblestone Vil, Sandy, UT 84092

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 3,820 sqft · built 1979
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$567,910 (May 2025)
Tax Bill	$5,743 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Jun 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-16-327-018`

Property Details

APN / Parcel Number

Primary APN	`28-16-327-018`
Alternative APN	`28-16-327-018-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	3,820 sqft Living Area
Gross Area	4,512 sqft
1st Floor Area	1,356 sqft
Upper Floors Area	1,064 sqft
Basement Area	1,524 sqft
Finished Basement	1,400 sqft
Unfinished Basement	124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Covered Porch
Porch Area	40 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	1645 COBBLESTONE VIL
City	SANDY
State	UT
Zip	84092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1120
Legal Description	LOT 4, COBBLESTONE VILLAGE 5158-0213 6148-2570 6174-0918 6192-0358 7150-2163 09909-1949 10773-4517 10806-8625 11089-9751
Legal Range	1E
Legal Township	3S
Legal Section	16
Legal Subdivision	COBBLESTONE VILLAGE
Legal Block	1
Legal Lot Number	4
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	1
Census Block	1002
Census Tract	112813

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1645 E COBBLESTONE VILLAGE CIR, SANDY, UT 84092-4735
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Dec 29, 2020	Quit Claim Deed, Transfer COTTONWOOD TITLE
Dec 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage GRAYSTONE MORTGAGE LLC
Apr 25, 2019	Warranty Deed, Transfer METRO NATIONAL TITLE, METRO NAT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	202514388710
Deed Book / Page	11573 / 6333
Prior Transfer Date	Nov 26, 2024
Prior Transfer Doc	0014319071
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	1645 E COBBLESTONE VILLAGE CIR, SANDY, UT 84092-4735
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013162792
Date	Jan 3, 2020
Book Page	10881/2032
Instrument	13162792

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	1645 E COBBLESTONE VILLAGE CIR, SANDY, UT 84092-4735
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013705511
Date	Jun 30, 2021
Book Page	11199/8390
Instrument	13705511

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALT LAKE UT
Recording Date	Dec 29, 2020
Property Address	1645 E COBBLESTONE VILLAGE CIR, SANDY, UT 84092-4735
Document Number	0013515621
Book / Page	011089 / 009751
Instrument Date	Dec 23, 2020
Instrument	13515621
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1645 E COBBLESTONE VILLAGE CIR SANDY UT 840924735, SANDY, UT 84092-4735

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALT LAKE UT
Recording Date	Dec 29, 2020
Property Address	1645 E COBBLESTONE VILLAGE CIR, SANDY, UT 84092-4735
Document Number	0013515619
Book / Page	11089 / 9734
Instrument Date	Dec 23, 2020
Instrument	13515619
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 E COBBLESTONE VILLAGE CIR, SANDY, UT 84092-4735
Investor	Possibly a Property Investor

Mortgage

Document Number	0013515620
Date	Dec 29, 2020
Instrument	13515620

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Jul 23, 2019
Property Address	1645 E COBBLESTONE VILLAGE CIR, SANDY, UT 84092-4735
Document Number	0013035580
Book / Page	10806 / 8625
Instrument Date	Jul 19, 2019
Instrument	13035580
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	GT TITLE SERVICES SLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1645 E COBBLESTONE VILLAGE CIR, SANDY, UT 84092-4735
Investor	Possibly a Property Investor

Mortgage

Document Number	0013035600
Date	Jul 23, 2019
Instrument	13035600

Lender

Name	GRAYSTONE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Apr 25, 2019
Property Address	1645 E COBBLESTONE VILLAGE CIR, SANDY, UT 84092-4735
Document Number	0012974408
Book / Page	010773 / 004517
Instrument Date	Apr 24, 2019
Instrument	12974408
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	METRO NATIONAL TITLE, METRO NAT'L TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 E COBBLESTONE VILLAGE CIR SANDY UT 840924735, SANDY, UT 84092-4735

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Sandy City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,743.00 (+11.19%)	$1,079,900 (+130.56%) Land $363,600 Building $716,300	$1,079,900 (+26.81%) Land $363,600 Building $716,300
2024	$5,165.00 (+11.84%)
2023	$4,618.00 (-3.41%) Homeowner's exemption	$468,380 Land $185,130 Building $283,250	$851,600 Land $336,600 Building $515,000
2022	$4,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 77% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY CITY WATER SYSTEM serves 99,750 people · EPA ID UTAH18028
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband.

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