DeSoto County property record for 1645 Cedar Grove Dr, Hernando, MS 38632 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2006 |
| Square Footage | 2,916 sqft Adjusted Area |
| Lot Size | 25,528 sqft (0.586 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $284,800 (2008) |
| Tax Bill | $3,010.00 (2025) |
| Primary APN | 3-07-3-07-12-0-00031-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,916 sqft Adjusted Area |
| 1st Floor | 1,773 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Material | Shingle Roof |
| Lot Area | 25,528 sqft (0.586 acres) |
| Depth X Width | 272 ft x 95 ft Depth x Width |
| Street Address | 1645 CEDAR GROVE DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6653 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE LAKES OF CEDAR GROVE S-D PHASE I LOT 31 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | CEDAR GROVE S-D PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-07-12-0-00031-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1645 CEDAR GROVE DR, HERNANDO, MS 38632-6653 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2008 · Amount on Record |
| Deed Sale | May 07, 2008 · Amount on Record |
| Deed Book / Page | 584 / 110 |
| Last Transfer Date | Feb 07, 2025 |
| Transfer Doc | 01025/2745 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 07, 2025 |
| Property Address | 1645 CEDAR GROVE DR, HERNANDO, MS 38632-6653 |
| Document Number | 01025/2745 |
| Book / Page | 1025 / 2745 |
| Map Reference | MB 55 PG 37&38 |
| Instrument Date | Feb 01, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1645 CEDAR GROVE DR, HERNANDO, MS 38632-6653 |
| Name | Verified Name |
|---|---|
| Address | 1645 CEDAR GROVE DR, HERNANDO, MS 38632-6653 |
| Document Number | 0566213384 |
|---|---|
| Date | Feb 07, 2025 |
| Instrument | 5662/13384 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 14, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,010.00 (+15.72%) | $28,418 (+35.91%) Land $4,000 Building $24,418 | $284,180 (+35.91%) Land $40,000 Building $244,180 |
| 2023 | $2,601.00 | $20,910 | $209,100 Land $40,000 Building $169,100 |
1645 Cedar Grove Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 34th percentile of exposed land nationally · 17th in Mississippi |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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