1645 Capitol St, Ogden, UT 84401 Property Records

Weber County property record for 1645 Capitol St, Ogden, UT 84401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,070 sqft · built 1989
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,000 (May 2004)
Tax Bill	$3,285 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-126-0044`

Property Details

APN / Parcel Number

Primary APN	`13-126-0044`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	604 sqft
2nd Floor Area	466 sqft
Basement Area	352 sqft
Unfinished Basement	352 sqft
Interior Walls	Vinyl Panel/Coating

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1645 CAPITOL ST
City	OGDEN
State	UT
Zip	84401-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 20 AND THE WEST HALF OF LOT 19, BLOCK 53, NOB HILL ANNEX, OGDEN CITY, WEBER COUNTY, UTAH. TOGETHER WITH THE NORTH
Legal Range	1W
Legal Township	6N
Legal Section	27
Legal Subdivision	NOB HILL ANNE
Legal Block	53
Legal Lot Number	19-20
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	2
Census Block	2002
Census Tract	201400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ogden Central Bench Historic District listed 2005 · 2,403 contributing resources · NRIS 03000055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Weber County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7327 S 1700 E, OGDEN, UT 84405-9485
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Apr 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2004 · Amount on Record
Deed Sale	May 7, 2004 · Amount on Record
Prior Sale	Apr 21, 1999 · Amount on Record
Deed Document Number	20042029756
Last Transfer Date	Apr 11, 2018
Transfer Doc	0002914597
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1645 CAPITOL ST, OGDEN, UT 84401-3009
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS COM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 CAPITOL ST, OGDEN, UT 84401-3009

Mortgage

Document Number	0003409449
Date	Mar 16, 2026
Instrument	3409449

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Feb 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1645 CAPITOL ST, OGDEN, UT 84401-3009
Transaction Type	Mortgage
Record Updated	Nov 21, 2023
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 CAPITOL ST, OGDEN, UT 84401-3009

Mortgage

Document Number	0003304844
Date	Nov 13, 2023
Instrument	3304844

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBER UT
Recording Date	Apr 11, 2018
Property Address	1645 CAPITOL ST, OGDEN, UT 84401-3009
Document Number	0002914597
Instrument Date	Apr 11, 2018
Instrument	2914597
Transaction Type	Transfer
Record Updated	Apr 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7327 S 1700 E SOUTH WEBER UT 844059485, SOUTH WEBER, UT 84405-9485

Tax Assessment & Valuation

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,285.00 (+4.05%)	$433,924 (+6.7%) Land $138,347 Building $295,577	$433,924 (+6.7%) Land $138,347 Building $295,577
2025	$3,157.00 (+2.6%)	$406,676 (+2.44%) Land $138,347 Building $268,329	$406,676 (+2.44%) Land $138,347 Building $268,329
2023	$3,077.00	$397,000 Land $112,901 Building $284,099	$397,000 Land $112,901 Building $284,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 41% of Utah
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Connext Networks, Utah Broadband, Verizon.

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