Schenectady County and Schenectady City property record for 1645 Broadway, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,465 sqft · built 1900 |
| Lot Size | 0.266 acres (11,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $141,000 (Aug 2019) |
| Tax Bill | $7,000 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.45-1-13 |
| Primary APN | 421500 49.45-1-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,465 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| 2nd Floor Area | 960 sqft |
| Upper Floors Area | 480 sqft |
| Attic | Attic |
| Attic Area | 480 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,625 sqft (0.266 acres) |
| Lot Dimensions | 155 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 1,209 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 490 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1645 BROADWAY |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1647 BROADWAY, SCHENECTADY, NY 12306-5009 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 2, 2020 | Loan Modification, Mortgage · FHA Mortgage HOME PT FIN'L |
| Aug 21, 2019 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Prior Sale | Nov 3, 1993 · Amount on Record |
| Deed Document Number | 201937512 |
| Deed Book / Page | 2018 / 191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1645 BROADWAY, SCHENECTADY, NY 12306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1647 BROADWAY, SCHENECTADY, NY 12306-5009 |
| Document Number | 0000009261 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 5076/227 |
| Instrument | 202109261 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1645 BROADWAY, SCHENECTADY, NY 12306 |
| Document Number | 0000003865 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 1647 BROADWAY SCHENECTADY NY 123065009, SCHENECTADY, NY 12306-5009 |
| Document Number | 0000003865 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 005064/000721 |
| Instrument | 3865 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1645 BROADWAY, SCHENECTADY, NY 12306 |
| Document Number | 0000003453 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 1647 BROADWAY SCHENECTADY NY 123065009, SCHENECTADY, NY 12306-5009 |
| Document Number | 0000003453 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 005063/000723 |
| Instrument | 3453 |
| Name | HOME PT FIN'L |
|---|---|
| Address | FARMERS BRANCH, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2051 |
| Rate | 3.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 21, 2019 |
| Property Address | 1645 BROADWAY, SCHENECTADY, NY 12306 |
| Document Number | 0000037512 |
| Book / Page | 2018 / 191 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 201937512 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | PRIORITY 1 ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1647 BROADWAY, 1647, SCHENECTADY, NY 12306-5009 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 PALM ST, SCHENECTADY, NY 12306-3605 |
| Document Number | 0000037514 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 201937514 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Feb 1, 2049 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,000.00 (+1.85%) | ||
| 2025 | $6,873.00 (+4.23%) | $140,000 (-) Land $21,000 Building $119,000 | $231,826 (+30.82%) Land $34,774 Building $197,052 |
| 2023 | $140,000 (-) Land $21,000 Building $119,000 | $177,215 (+3.8%) Land $26,582 Building $150,633 | |
| 2022 | $140,000 Land $21,000 Building $119,000 | $170,732 Land $25,610 Building $145,122 | |
| 2021 | $6,594.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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