Merced County property record for 1645 Bette St, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,220 sqft · built 1955 |
| Lot Size | 0.161 acres (6,997 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Feb 2024) |
| Tax Bill | $3,867 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 035-112-009-000 |
| Primary APN | 035-112-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,997 sqft (0.161 acres) |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 718 sqft |
| Cooling System | Central |
|---|
| Old Parcel Number | 035-112-009 |
|---|---|
| Street Address | 1645 BETTE ST |
| City | MERCED |
| State | CA |
| Zip | 95341-5215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | CAV SQ RESUB LOT 99 POR 90 |
| Legal Subdivision | CAV SQUARE RESUB |
| Legal Lot Number | 99 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 1700 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2701 MATTISON LN, SANTA CRUZ, CA 95065-1918 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 13, 2024 | Grant Deed, Transfer · Conventional Mortgage PACIFIC SERVICE CU |
| Sep 26, 2023 | Grant Deed, Transfer · Commercial Mortgage MCGUIRE CAPITAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on Record |
| Deed Sale | Feb 13, 2024 · Amount on Record |
| Prior Sale | Sep 26, 2023 · Amount on Record |
| Deed Document Number | 20243191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 13, 2024 |
| Property Address | 1645 BETTE ST, MERCED, CA 95341-5215 |
| Document Number | 0000003191 |
| Map Reference | MB 13 PG 5 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 2024003191 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2701 MATTISON LN, SANTA CRUZ, CA 95065-1918 |
| Document Number | 0000003192 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024003192 |
| Name | PACIFIC SERVICE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 26, 2023 |
| Property Address | 1645 BETTE ST, MERCED, CA 95341-5215 |
| Document Number | 0000023051 |
| Map Reference | MB 13 PG 5 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 2023023051 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4650 E 2ND ST, BENICIA, CA 94510-1049 |
| Document Number | 0000023052 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 2023023052 |
| Name | MCGUIRE CAPITAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $293,500 (-15.37%) Land $95,000 Building $198,500 | |
| 2025 | $3,867.00 (+480.63%) | $346,800 (+482.44%) Land $96,900 Building $249,900 |
| 2023 | $666.00 (+1.52%) | $59,543 Land $9,920 Building $49,623 |
| 2022 | $656.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 34 individual policies |
| Nearby Flood Policies | 37 units insured incl. 3 condo units |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Jan 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, GeoLinks, T-Mobile, Verizon.
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