Etowah County property record for 1645 Arrowhead Dr, Gadsden, AL 35903
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,396 sqft · built 1959 |
| Lot Size | 0.22 acres (9,570 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $353 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-06-14-3-000-171.000 |
| Primary APN | 15-06-14-3-000-171.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 1,396 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,570 sqft (0.22 acres) |
| Lot Dimensions | 165 ft deep x 58 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 135071 |
|---|---|
| Street Address | 1645 ARROWHEAD DR |
| City | GADSDEN |
| State | AL |
| Zip | 35903-3613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR - LT 9 BLK A CHEROKEE EST F-403 PT GOVT LT C GADSDEN SEC 14 TWP 12S R 6E BK 841 PG 314 D-1997-3103 D-98-1909 REF D-2002-0005 D-2005-0632 D-2005-0631 |
| Legal Subdivision | CHEROKEE EST |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 1600 |
1645 Arrowhead Dr is owned and occupied by two individuals.
Source: Etowah County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1645 ARROWHEAD DR, GADSDEN, AL 35903-3613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ETOWAH AL |
| Property Address | 1645 ARROWHEAD DR, GADSDEN, AL 35903-3613 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1645 ARROWHEAD DR, GADSDEN, AL 35903-3613 |
| Document Number | 0003524062 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 3524062 |
| Name | SECRETARY OF HOUSING URBAN & DEVELOP |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Oct 1, 2048 |
The 2026 property tax bill for 1645 Arrowhead Dr was $353 with a homeowner's exemption, down 7.1% from the year before.
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Gadsden City |
| Unified School District | Gadsden City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353.00 (-7.11%) Homeowner's exemption | ||
| 2025 | $380.00 Homeowner's exemption | $8,760 Land $500 Building $8,260 | $87,400 Land $4,900 Building $82,500 |
| 2023 | $380.00 (+23.78%) Homeowner's exemption | $8,740 (+20.39%) Land $490 Building $8,250 | $87,400 (+20.39%) Land $4,900 Building $82,500 |
| 2022 | $307.00 Homeowner's exemption | $7,260 Land $490 Building $6,770 | $72,600 Land $4,900 Building $67,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1645 Arrowhead Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1645 Arrowhead Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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