1645 Archer Rd, San Marcos, CA 92078 Property Records

San Diego County property record for 1645 Archer Rd, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,600 sqft · built 2002
Lot Size	0.116 acres (5,062 sqft)
Owner	Company Name on Record
Last Sale	$655,000 (Sep 2015)
Tax Bill	$11,677 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`223-430-11-00`

Property Details

APN / Parcel Number

Primary APN	`223-430-11-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,600 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	5,062 sqft (0.116 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1645 ARCHER RD
City	SAN MARCOS
State	CA
Zip	92078-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 11 TR 014119
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014119
Legal Block	3
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	20044

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1645 ARCHER RD, SAN MARCOS, CA 92078-1007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage GAYLE NOLTE
Apr 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2015 · Amount on Record
Deed Sale	Sep 24, 2015 · Amount on Record
Prior Sale	Aug 7, 2002 · Amount on Record
Deed Document Number	2015503988
Last Transfer Date	Apr 1, 2019
Transfer Doc	0000120650
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1645 ARCHER RD, SAN MARCOS, CA 92078-1007
Document Number	0000524938
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PALOMAR AIRPORT RD #302 CARLSBAD CA 92011, 302, CARLSBAD, CA 92011

Mortgage

Document Number	0000524938
Date	Nov 13, 2019
Instrument	524938

Lender

Name	GAYLE NOLTE
Address	929 NORTHWOOD BLVD # 8, INCLINE VILLAGE, NV 89451-8245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 12, 2021

Interest

Rate	7%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 4, 2019
Property Address	1645 ARCHER RD, SAN MARCOS, CA 92078-1007
Document Number	0000120650
Instrument Date	Apr 1, 2019
Instrument	120650
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1645 ARCHER RD SAN MARCOS CA 920781007, SAN MARCOS, CA 92078-1007

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$854,996 (+2%) Land $438,308 Building $416,688
2025	$11,677.00 (+7.83%) Homeowner's exemption	$838,232 (+6.77%) Land $429,714 Building $408,518
2023	$10,829.00 (+1.79%) Homeowner's exemption	$785,096 Land $413,029 Building $372,067
2022	$10,639.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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