1645 Amsterdam Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1645 Amsterdam Rd, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · built 2020
Lot Size0.724 acres (31,564 sqft)
Owner2 Trust Names on File
Tax Bill$1,911 (2025)
Deeds & MortgagesOct 2021 Mortgage
Mar 2021 Transfer
Flood ZoneZone X (minimal risk)
APN027-30-00-251.01

Property Details

APN / Parcel Number

Primary APN027-30-00-251.01

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2020
Exterior MaterialCombination
Foundation TypeConcrete
Lot Area31,564 sqft (0.724 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1645 AMSTERDAM RD
CityFT WRIGHT
StateKY
Zip41011-1954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.7246 AC ON AMSTERDAM RD KNOWN AS PARCEL A ON ID PLAT
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3004
Census Tract64800

Owner

1645 Amsterdam Rd is owner-occupied and held in a trust since March 2021.

Source: Kenton County records, as of November 27, 2025

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address1645 AMSTERDAM RD, FT WRIGHT, KY 41011-1954
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Commercial Mortgage
HERITAGE SOUTHEAST BANK
Mar 23, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names3 Names on Deed
Last Transfer DateMar 23, 2021
Transfer Doc0005900111
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1645 AMSTERDAM RD, FT WRIGHT, KY 41011-1954
Transaction TypeMortgage
Record UpdatedJan 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900180
DateOct 26, 2021
Book Page291/36
Instrument21102605900180
Lender
NameHERITAGE SOUTHEAST BANK
TypeBank
AddressBURLINGTON, KY 41005
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueOct 25, 2031

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateMar 23, 2021
Property Address1645 AMSTERDAM RD, FT WRIGHT, KY 41011-1954
Document Number0005900111
Book / Page79 / 316
Instrument DateMar 15, 2021
Instrument21032305900111
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 AMSTERDAM RD, FT WRIGHT, KY 41011-1954

Tax Assessment & Valuation

The 2025 property tax bill for 1645 Amsterdam Rd was $1,911 with a homeowner's exemption.

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,911.00 Homeowner's exemption$242,000 Land $30,000 Building $212,000$242,000 Land $30,000 Building $212,000
2023$1,959.00 Homeowner's exemption$230,200 Land $30,000 Building $200,200$230,200 Land $30,000 Building $200,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1645 Amsterdam Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 Amsterdam Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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