1645 Ambercrest Dr, Lancaster, TX 75146 Property Records

Dallas County property record for 1645 Ambercrest Dr, Lancaster, TX 75146

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,170 sqft · built 2007
Lot Size	0.171 acres (7,436 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,300 (Aug 2021)
Tax Bill	$9,279 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`870013000K00900`

Property Details

APN / Parcel Number

Primary APN	`870013000K00900`
Alternative APN	`87-00130-00K-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,170 sqft Living Area
1st Floor Area	2,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,436 sqft (0.171 acres)
Lot Dimensions	118 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	870013000K00900
Street Address	1645 AMBERCREST DR
City	LANCASTER
State	TX
Zip	75146-4941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z268
Legal Description	BEAR CREEK RANCH PH 1 BLK K LT 9 INT202100254546 DD08202021 CO-DC 0013000K00900 4NT0013000K
Legal Subdivision	BEAR CREEK RANCH PH 1
Legal Tract	130
Legal Block	K
Legal Lot Number	9
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2023
Census Tract	16802

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1645 AMBERCREST DR, LANCASTER, TX 75146-4941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Oct 22, 2025	Warranty Deed, Transfer REPUBLIC TITLE COMPANY, RTT
Aug 26, 2021	Vendor's Lien, Transfer · Conventional Mortgage BAXTER CU
Jul 24, 2018	Vendor's Lien, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	2021254546
Prior Transfer Date	Oct 12, 2012
Prior Transfer Doc	0000318773
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1645 AMBERCREST DR, LANCASTER, TX 75146-4941
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000321143
Date	Dec 22, 2022
Instrument	202200321143

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 31, 2037

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Oct 22, 2025
Property Address	1645 AMBERCREST DR, LANCASTER, TX 75146-4941
Document Number	0000223015
Map Reference	VOL 16 PG 357
Instrument Date	Oct 16, 2025
Instrument	202500223015
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	REPUBLIC TITLE COMPANY, RTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 AMBERCREST DR, LANCASTER, TX 75146-4941

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Aug 26, 2021
Property Address	1645 AMBERCREST DR, LANCASTER, TX 75146-4941
Document Number	0000254546
Map Reference	VOL 2005138 PG 234
Instrument Date	Aug 20, 2021
Instrument	202100254546
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3527 FAIRVIEW AVE, DALLAS, TX 75223-2507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 AMBERCREST DR, LANCASTER, TX 75146-4941
Investor	Possibly a Property Investor

Mortgage

Document Number	0000254547
Date	Aug 26, 2021
Instrument	202100254547

Lender

Name	BAXTER CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Jul 24, 2018
Property Address	1645 AMBERCREST DR, LANCASTER, TX 75146-4941
Document Number	201800197533
Map Reference	VOL2005138 PG234
Instrument Date	Jul 19, 2018
Instrument	201800197533
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1645 AMBERCREST DR, LANCASTER, TX 75146-4941

Mortgage

Document Number	201800197534
Date	Jul 24, 2018
Instrument	201800197534

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Mortgage

Document Number	201800197535
Date	Jul 24, 2018
Instrument	201800197535

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,830 (-9.59%) Land $70,000 Building $239,830	$309,830 (-9.59%) Land $70,000 Building $239,830
2025	$9,279.00 (+1.13%)	$342,700 (+15.34%) Land $62,500 Building $280,200	$342,700 (+15.34%) Land $62,500 Building $280,200
2024	$9,175.00 (+74.3%)
2023	$5,264.00 (-38.43%)	$297,120 Land $55,000 Building $242,120	$297,120 Land $55,000 Building $242,120
2022	$8,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER MUD 1 serves 2,685 people · EPA ID TX0570176
Water Source	Purchased surface water from CITY OF LANCASTER
Last State Inspection	Oct 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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