Douglas County property record for 1645 Adobe Pl, Highlands Ranch, CO 80126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,679 sqft · built 1989 |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jan 2013) |
| Tax Bill | $4,611 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2229-11-1-02-006 |
| Primary APN | 2229-11-1-02-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,679 sqft Living Area |
| Gross Area | 2,913 sqft |
| 1st Floor Area | 2,069 sqft |
| Basement Area | 844 sqft |
| Finished Basement | 610 sqft |
| Unfinished Basement | 234 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,716 sqft (0.246 acres) |
| Garage Area | 550 sqft |
| Porch | Porch |
| Porch Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0329360 |
|---|---|
| Street Address | 1645 ADOBE PL |
| City | HIGHLANDS RANCH |
| State | CO |
| Zip | 80126-3433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 4 HIGHLANDS RANCH # 17 0.246 AM/L |
| Legal Range | 68W |
| Legal Township | 06S |
| Legal Section | 11 |
| Legal Quarter | NE |
| Legal Subdivision | HIGHLANDS RANCH |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | DOUGLAS CO |
| Township / Civil Division | SEDALIA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 14108 |
1645 Adobe Pl is owned and occupied by two individuals who bought it in January 2013.
Source: Douglas County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1645 ADOBE PL, HIGHLANDS RANCH, CO 80126-3433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · VA Mortgage NP INC |
| Feb 28, 2018 | Deed of Trust, Mortgage · VA Mortgage CHERRY CREEK MORTGAGE CO INC |
| May 12, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2013 · Amount on File |
| Deed Sale | Jan 10, 2013 · Amount on File |
| Prior Sale | Jul 25, 2007 · Amount on File |
| Deed Document Number | 20132552 |
| Prior Transfer Date | Nov 20, 1998 |
| Prior Transfer Doc | 0000098352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 1645 ADOBE PL, HIGHLANDS RANCH, CO 80126-3433 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1645 ADOBE PL, HIGHLANDS RANCH, CO 80126-3433 |
| Document Number | 0000139772 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021139772 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 1645 ADOBE PL, HIGHLANDS RANCH, CO 80126-3433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011741 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 2018011741 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 1645 ADOBE PL, HIGHLANDS RANCH, CO 80126-3433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039678 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 2020039678 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 1645 Adobe Pl was $4,611, down 3.3% from the year before.
Source: Douglas County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Douglas County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,950 (-) Land $11,400 Building $36,550 | $705,095 (-) Land $167,599 Building $537,496 | |
| 2025 | $4,611.00 (-3.31%) | $47,950 Land $11,400 Building $36,550 | $705,095 Land $167,599 Building $537,496 |
| 2024 | $4,769.00 (+0.19%) | ||
| 2023 | $4,760.00 | $54,290 Land $11,890 Building $42,400 | $810,243 Land $177,419 Building $632,824 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1645 Adobe Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1645 Adobe Pl is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 50% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: BAM Broadband.
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