San Mateo County property record for 1645 Adobe Dr, Pacifica, CA 94044 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,920 sqft Living Area |
| Lot Size | 16,090 sqft (0.369 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $915,000 (2010) |
| Tax Bill | $15,181.00 (2025) |
| Primary APN | 023-361-070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,920 sqft Living Area |
| Gross Area | 3,980 sqft Gross Area |
| 1st Floor | 1,660 sqft 1st Floor |
| 2nd Floor | 1,260 sqft 2nd Floor |
| Basement Area | 1,060 sqft Basement |
| Family Room | Family Room |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 16,090 sqft (0.369 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 1,060 sqft Garage |
| Cooling System | None Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1645 ADOBE DR |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-4048 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 GROVES HEIGHTS RSM 53/35 CITY OF PACIFICA |
| Legal Subdivision | GROVES HEIGHTS |
| Legal Lot Number | 10 |
| Jurisdiction | SAN MATEO CA |
| Minor Civil Division | SOUTH SAN FRANCISCO |
| Census Blockgroup | 4 |
| Census Block | 4020 |
| Census Tract | 603200 |
Source: San Mateo County records · APN 023-361-070
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1645 ADOBE DR, PACIFICA, CA 94044-4048 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 21, 2010 · Amount on Record |
| Deed Sale | Jan 21, 2010 · Amount on Record |
| Prior Sale | Nov 05, 2009 · Amount on Record |
| Deed Doc Number | 20106185 |
| Prior Transfer Date | Jun 13, 2006 |
| Prior Transfer Doc | 0000092970 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1645 ADOBE DR, PACIFICA, CA 94044-4048 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1645 ADOBE DR, PACIFICA, CA 94044-4048 |
| Document Number | 0000043086 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022-043086 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jun 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,204,710 (+2%) Land $602,355 Building $602,355 | ||
| 2025 | $15,181.00 (+6.95%) Homeowner's exemption | $1,181,090 (+4.04%) Land $590,545 Building $590,545 | |
| 2023 | $14,194.00 (+6.59%) Homeowner's exemption | $1,135,228 Land $567,614 Building $567,614 | $1,602,450 |
| 2022 | $13,317.00 |
1645 Adobe Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 49th percentile of exposed land nationally · 29th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 935 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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