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1645 4th Pl, Vero Beach, FL 32962 Property Records

Indian River County property record for 1645 4th Pl, Vero Beach, FL 32962

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,881 sqft · built 1974
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on File
Last Sale$375,000 (Sep 2022)
Tax Bill$4,892 (2025)
Deeds & MortgagesSep 2022 Sale
May 2020 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN33-39-14-00006-0080-00004.0

Property Details

APN / Parcel Number

Primary APN33-39-14-00006-0080-00004.0
Alternative APN
  • 77895

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,881 sqft Living Area
1st Floor Area1,881 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions122 ft deep x 90 ft wide
View / LotInterior
Garage TypeDetached
Garage Area576 sqft
PorchPorch
Porch Area348 sqft
Patio Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1645 4TH PL
CityVERO BEACH
StateFL
Zip32962-2181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionROYAL POINCIANA PARK NO 1 BLK 8 LOT E HALF OF 4 AND 5 PBI 4 43
Legal Range39E
Legal Township33S
Legal Section14
Legal SubdivisionROYAL POINCIANA PARK NO 1
Legal Block8
Legal Lot NumberE
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group3
Census Block3029
Census Tract50602

Owner

1645 4th Pl is owned by a company that bought it in September 2022.

Source: Indian River County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address15208 GULF BLVD, 207, MADEIRA BEACH, FL 33708-1861
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Warranty Deed, Transfer
MAJESTY TITLE SERVICES
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
May 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Jun 20, 2018Warranty Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP
Feb 27, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 13, 2018Quit Claim Deed, Transfer
Quitclaim
Dec 7, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2022 · Amount on File
Deed SaleSep 27, 2022 · Amount on File
Prior SaleJun 20, 2018 · Amount on File
Deed Document Number202258408
Deed Book / Page3573 / 804
Prior Transfer DateNov 30, 2017
Prior Transfer Doc0030991053
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateSep 27, 2022
Property Address1645 4TH PL, VERO BEACH, FL 32962-2181
Document Number0035730804
Book / Page3573 / 804
Map ReferenceMB 4 PG 43
Instrument DateSep 23, 2022
Instrument3120220058408
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyMAJESTY TITLE SERVICES

Transaction

AmountAmount on Record
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4186 57TH AVE, VERO BEACH, FL 32967-1652

Transferred To (Grantee/Buyer)

NameVerified Name
Address15208 GULF BLVD APT 207, 207, MADEIRA BEACH, FL 33708-1861

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1645 4TH PL, VERO BEACH, FL 32962-2181
Transaction TypeMortgage
Record UpdatedDec 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033020930
DateMay 22, 2020
Book Page3302/930
Instrument3120200028074
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1645 4TH PL, VERO BEACH, FL 32962-2181
Transaction TypeMortgage
Record UpdatedDec 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033022301
DateMay 26, 2020
Book Page3302/2301
Instrument3120200028464
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 20, 2018
Property Address1645 4TH PL, VERO BEACH, FL 32962-2181
Document Number0031260921
Book / Page3126 / 0921
Map ReferenceMB4 PG43
Instrument DateJun 15, 2018
Instrument3120180037797
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650881, VERO BEACH, FL 32965-0881

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 4TH PL, VERO BEACH, FL 32962-2181

Mortgage

Document Number3120180037798
DateJun 20, 2018
Instrument3120180037798
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 27, 2018
Property Address1645 4TH PL, VERO BEACH, FL 32962-2181
Document Number0030951580
Book / Page003095 / 001580
Instrument DateNov 30, 2017
Instrument11723
Transaction TypeTransfer
Record UpdatedMar 13, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 4TH PL VERO BEACH FL 329622181, VERO BEACH, FL 32962-2181

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 13, 2018
Property Address1645 4TH PL, VERO BEACH, FL 32962-2181
Document Number0030991053
Book / Page003099 / 001053
Instrument DateNov 30, 2017
Instrument15044
Transaction TypeTransfer
Record UpdatedApr 2, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 4TH PL VERO BEACH FL 329622181, VERO BEACH, FL 32962-2181

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 7, 2017
Property Address1645 4TH PL, VERO BEACH, FL 32962-2181
Document Number0030760728
Book / Page003076 / 000728
Instrument DateNov 20, 2017
Instrument70468
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 4TH PL VERO BEACH FL 329622181, VERO BEACH, FL 32962-2181

Tax Assessment & Valuation

The 2025 property tax bill for 1645 4th Pl was $4,892.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,892.00$315,587 Land $42,496 Building $273,091$315,587 Land $42,496 Building $273,091
2023$4,402.00 (+97.22%)$300,683 (+64%) Land $34,769 Building $265,914$300,683 (+16.13%) Land $34,769 Building $265,914
2022$2,232.00$183,345$258,928 Land $34,769 Building $224,159

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1645 4th Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 4th Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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