Indian River County property record for 1645 34th Ave, Vero Beach, FL 32960 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,188 sqft · built 1920 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Mar 2025) |
| Tax Bill | $1,062 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-03-00019-0080-00007.0 |
| Primary APN | 33-39-03-00019-0080-00007.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 1,323 sqft |
| 1st Floor Area | 1,188 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 141 ft deep x 100 ft wide |
| View / Lot | Interior |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Porch | Screened Porch |
| Porch Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1645 34TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32960-2701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENNEDY TERRACE SUBDIVISION BLK 8 LOTS 7 & 8 PBI 1-3 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 03 |
| Legal Subdivision | KENNEDY TERRACE SUBDIVISION |
| Legal Block | 8 |
| Legal Lot Number | 7,8 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 50101 |
Source: Indian River County records · APN 33-39-03-00019-0080-00007.0
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1645 34TH AVE, VERO BEACH, FL 32960-2701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jun 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Prior Sale | Jun 27, 2018 · Amount on Record |
| Deed Document Number | 202515560 |
| Deed Book / Page | 3764 / 1892 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1645 34TH AVE, VERO BEACH, FL 32960-2701 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1645 34TH AVE, VERO BEACH, FL 32960-2701 |
| Document Number | 0034620916 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 3462/916 |
| Instrument | 3120210063783 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 27, 2018 |
| Property Address | 1645 34TH AVE, VERO BEACH, FL 32960-2701 |
| Document Number | 0031281093 |
| Book / Page | 003128 / 001093 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 39520 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1645 34TH AVE VERO BEACH FL 329602701, VERO BEACH, FL 32960-2701 |
| Document Number | 31281095 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 003128/001095 |
| Instrument | 39521 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2048 |
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,062.00 (+23.63%) | $89,315 (+5.99%) | $211,335 (+15.22%) Land $79,560 Building $131,775 |
| 2023 | $859.00 (+4.63%) | $84,270 (+3%) | $183,425 (+14.62%) Land $55,250 Building $128,175 |
| 2022 | $821.00 | $81,816 | $160,035 Land $53,040 Building $106,995 |
Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610501013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 364 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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