Chesterfield County property record for 16449 Lambourne Rd, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,640 sqft · built 2017 |
| Lot Size | 0.398 acres (17,337 sqft) |
| Owner | Individual Name on File |
| Last Sale | $574,600 (Oct 2017) |
| Tax Bill | $7,912 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 709-69-76-16-600-000 |
| Primary APN | 709-69-76-16-600-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,640 sqft Finished Area |
| 1st Floor Area | 792 sqft |
| 2nd Floor Area | 1,970 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,337 sqft (0.398 acres) |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 572 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 392206001 |
|---|---|
| Street Address | 16449 LAMBOURNE RD |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | HALLSLEY SEC 10 029 |
| Legal Subdivision | HALLSLEY |
| Legal Lot Number | 29 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 100938 |
Source: Chesterfield County assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16449 LAMBOURNE RD, MIDLOTHIAN, VA 23112-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 10, 2023 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Oct 30, 2017 | Warranty Deed, Transfer · FHA Mortgage SWBC MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on Record |
| Deed Sale | Oct 30, 2017 · Amount on Record |
| Prior Sale | Apr 23, 2015 · Amount on Record |
| Deed Document Number | 201743478 |
| Deed Book / Page | 11798 / 839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 5, 2026 |
| Property Address | 16449 LAMBOURNE RD, MIDLOTHIAN, VA 23112-1716 |
| Document Number | 0000020650 |
| Book / Page | 15274 / 120 |
| Instrument Date | May 23, 2026 |
| Instrument | 202620650 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 16449 LAMBOURNE RD, MIDLOTHIAN, VA 23112-1716 |
| Document Number | 0000020650, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 15274/120 |
| Instrument | 202620650 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 16449 LAMBOURNE RD, MIDLOTHIAN, VA 23112-1716 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 014196-221 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 14196/221 |
| Instrument | 2023003649 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Oct 30, 2017 |
| Property Address | 16449 LAMBOURNE RD, MIDLOTHIAN, VA 23112-1716 |
| Document Number | 11798839 |
| Book / Page | 011798 / 000839 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 43478 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16449 LAMBOURNE RD MIDLOTHIAN VA 231121716, MIDLOTHIAN, VA 23112-1716 |
| Document Number | 11798842 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 011798/000842 |
| Instrument | 43479 |
| Name | SWBC MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,912.00 (+23.66%) | $886,200 (+7.67%) Land $175,000 Building $711,200 | $886,200 (+7.67%) Land $175,000 Building $711,200 |
| 2025 | $823,100 (+17.52%) Land $160,000 Building $663,100 | $823,100 (+17.52%) Land $160,000 Building $663,100 | |
| 2023 | $6,398.00 | $700,400 Land $147,000 Building $553,400 | $700,400 Land $147,000 Building $553,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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