16447 2nd Ln, Union Pier, MI 49129 Property Records

Berrien County property record for 16447 2nd Ln, Union Pier, MI 49129

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,016 sqft · built 2018
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Tax Bill	$19,031 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Apr 2020 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`13-2850-0060-02-1`

Property Details

APN / Parcel Number

Primary APN	`13-2850-0060-02-1`
Alternative APN	`11-13-2850-0060-02-1`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Building Area	3,016 sqft Living Area
1st Floor Area	1,705 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bungalow
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 102 ft wide
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16447 2ND ST
City	UNION PIER
State	MI
Zip	49129-9498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTZONI
Legal Description	BEG AT NWLY COR LOT 60 GOWDY SHORES TH S71DEG43'33''E 150' TH S18DEG17'30''W 99.98' TH N71DEG46'18''W 150' TO WLY LN SD LOT 60 TH N18DEG17'30''E 100.1' TO POB
Legal Subdivision	GOWDY SHORES
Legal Lot Number	60
Legal Unit	60,60
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2017
Census Tract	11301

Owner

16447 2nd Ln is owned by an individual who acquired it in March 2009.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2409 MARONEAL ST, HOUSTON, TX 77030-3115
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC
Jul 9, 2021	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Jan 18, 2005	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Oct 9, 2012	Deed of Trust, Mortgage · Conventional Mortgage PACOR MORTGAGE CORP
Oct 20, 2017	Warranty Deed, Transfer
Mar 16, 2009	Intrafamily Transfer, Transfer · Stand-Alone Refinance PACOR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2002
Deed Sale	Aug 9, 2002
Prior Sale	Feb 22, 2002 · Amount on File
Deed Book / Page	2291 / 1120
Last Transfer Date	Mar 6, 2009
Transfer Doc	02876/2246
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16447 2ND ST, UNION PIER, MI 49129-9498
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03186/2973
Date	Oct 19, 2017
Book Page	3186/2973
Instrument	3186-2973

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16447 2ND ST, UNION PIER, MI 49129-9498
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003272/995
Date	Apr 22, 2020
Book Page	3272/995

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	CHICAGO, IL 60661

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16447 2ND ST, UNION PIER, MI 49129-9498
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03269/1827
Date	Mar 24, 2020
Book Page	3269/1827

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16447 2ND ST, UNION PIER, MI 49129-9498
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03248/0075
Date	Aug 30, 2019
Book Page	3248/0075

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16447 2ND ST, UNION PIER, MI 49129-9498
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003335/827
Date	Jul 9, 2021
Book Page	3335/827

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	CHICAGO, IL 60661

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16447 2ND ST, UNION PIER, MI 49129-9498
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03353/3104
Date	Nov 19, 2021
Book Page	3353/3104

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	40661

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16447 2ND ST, UNION PIER, MI 49129-9498
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 MARONEAL ST, HOUSTON, TX 77030-3115

Mortgage

Document Number	03344/2272
Date	Sep 16, 2021
Book Page	3344/2272

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16447 2ND ST, UNION PIER, MI 49129-9498
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02578/1235
Date	Jan 18, 2005
Book Page	2578/1235

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	237 Months
Due	Oct 29, 2024

Interest

Change Frequency	Monthly

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16447 2ND ST, UNION PIER, MI 49129-9498
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03011/0409
Date	Oct 9, 2012
Book Page	3011/0409

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company
Address	CHICAGO, IL 60605

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2042

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 20, 2017
Property Address	16447 2ND ST, UNION PIER, MI 49129-9498
Document Number	03187/0108
Book / Page	3187 / 0108
Map Reference	LB9 PG32
Instrument Date	Oct 2, 2017
Instrument	3187-0108
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14625 WESTWOOD DR, ORLAND PARK, IL 60462-1969

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 MARONEAL ST, HOUSTON, TX 77030-3115

March 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 16, 2009
Property Address	16447 2ND ST, UNION PIER, MI 49129-9498
Document Number	02876/2246
Book / Page	2876 / 2246
Map Reference	LB9 PG32
Instrument Date	Mar 6, 2009
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7401 RIDGEFIELD LN, TINLEY PARK, IL 60487-5543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21838 W KENTWOOD DR, PLAINFIELD, IL 60544-7054
Investor	Possibly a Property Investor

Mortgage

Document Number	0028762248
Date	Mar 16, 2009
Instrument	2876/2248

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 16447 2nd Ln was $19,031, up 3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$690,400 (+2.46%)	$1,380,800 (+2.46%)
2025	$19,031.00 (+2.98%)	$673,800	$1,347,600
2024	$18,480.00
2023		$488,800	$977,600
2022	$16,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16447 2nd Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16447 2nd Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd Ln

Nearby Streets

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