16446 Dapple Gray Ct, Chesterfield, MO 63005 Property Records

St. Louis County property record for 16446 Dapple Gray Ct, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 2,744 sqft · built 1977
Lot Size	3 acres (130,680 sqft)
Owner	2 Companies on Record
Last Sale	$824,493 (Nov 2025)
Tax Bill	$8,962 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19U-62-0075`

Property Details

APN / Parcel Number

Primary APN	`19U-62-0075`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,744 sqft Living Area
Gross Area	3,440 sqft
1st Floor Area	2,744 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	462 ft deep x 434 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	323 sqft
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	16446 DAPPLE GRAY CT
City	CHESTERFIELD
State	MO
Zip	63005-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	87A
Legal Description	KEHRS MILL TRAILS PLAT 3 2 22 78 LOT 41
Legal Subdivision	KEHRS MILL TRAILS PLAT 3
Legal Lot Number	41
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3001
Census Tract	221629

Owner

Source: St. Louis County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	16446 DAPPLE GRAY CT, CHESTERFIELD, MO 63005-4411
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Nov 26, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 27, 2025	Intrafamily Transfer, Transfer
Nov 7, 2022	Beneficiary Deed, Transfer
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	2025391
Prior Transfer Date	Oct 18, 2022
Prior Transfer Doc	0000000484
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Apr 7, 2026
Property Address	16446 DAPPLE GRAY CT, CHESTERFIELD, MO 63005-4411
Document Number	0000000215
Instrument Date	Apr 2, 2026
Instrument	2026215
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	16446 DAPPLE GRAY CT, CHESTERFIELD, MO 63005-4411

Mortgage

Document Number	0000000215,
Date	Apr 7, 2026
Instrument	2026215

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 26, 2025
Property Address	16446 DAPPLE GRAY CT, CHESTERFIELD, MO 63005-4411
Document Number	2025112600391
Map Reference	MB 172 PG 18
Instrument Date	Nov 24, 2025
Instrument	2025112600391
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	TMG TITLE COMPANY LLC, M&I TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6631 PERNOD AVE, SAINT LOUIS, MO 63139-2148

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16446 DAPPLE GRAY CT, CHESTERFIELD, MO 63005-4411

Mortgage

Document Number	2025112600392
Date	Nov 26, 2025
Instrument	2025112600392

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Aug 27, 2025
Property Address	16446 DAPPLE GRAY CT, CHESTERFIELD, MO 63005-4411
Document Number	2025082700395
Map Reference	MB 172 PG 18
Instrument Date	Aug 27, 2025
Instrument	2025082700395
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16446 DAPPLE GRAY CT, CHESTERFIELD, MO 63005-4411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16446 DAPPLE GRAY CT, CHESTERFIELD, MO 63005-4411

November 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 7, 2022
Property Address	16446 DAPPLE GRAY CT, CHESTERFIELD, MO 63005-4411
Document Number	2022110700484
Map Reference	MB 172 PG 18
Instrument Date	Oct 18, 2022
Instrument	2022110700484
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16446 DAPPLE GRAY CT, CHESTERFIELD, MO 63005-4411

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 15, 2021
Property Address	16446 DAPPLE GRAY CT, CHESTERFIELD, MO 63005-4411
Document Number	0251084645
Book / Page	25108 / 4645
Map Reference	MB 172 PG 18
Instrument Date	Sep 7, 2021
Instrument	2021091500078
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	US TITLE-MAIN, US TITLE HAMPTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16446 DAPPLE GRAY CT, CHESTERFIELD, MO 63005-4411

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16446 DAPPLE GRAY CT, CHESTERFIELD, MO 63005-4411

Mortgage

Document Number	2021091500080
Date	Sep 15, 2021
Instrument	2021091500080

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Clarkson Valley City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,820 (+12.35%) Land $59,280 Building $80,540	$735,900 (+12.35%) Land $312,000 Building $423,900
2024	$8,962.00 (+2.65%)	$124,450 (-) Land $45,600 Building $78,850
2023	$8,731.00 (+5.32%)	$124,450 (+13.26%) Land $45,600 Building $78,850	$655,000 (+13.26%) Land $240,000 Building $415,000
2022	$8,290.00	$109,880 Land $25,080 Building $84,800
2021			$578,300 Land $132,000 Building $446,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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