16445 S 46th Pl, Phoenix, AZ 85048 Property Records

Maricopa County property record for 16445 S 46th Pl, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,005 sqft · built 1987
Lot Size	0.147 acres (6,382 sqft)
Owner	Individual Name on File
Last Sale	$458,000 (Nov 2023)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`301-69-532`

Property Details

APN / Parcel Number

Primary APN	`301-69-532`
Alternative APN	`301695320`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,005 sqft Living Area
Gross Area	2,105 sqft
1st Floor Area	2,005 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,382 sqft (0.147 acres)
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16445 S 46TH PL
City	PHOENIX
State	AZ
Zip	85048-0138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PECOS WEST LOT 1-391 DRAINAGE WAY MCR 294-31
Legal Range	4E
Legal Township	1S
Legal Section	31
Legal Subdivision	PECOS WEST LOT 1-391 DRAINAGE WAY
Legal Lot Number	273
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	116712

Owner

16445 S 46th Pl is owned by an individual who bought it in November 2023.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	6544 S KIMBERLEE WAY, CHANDLER, AZ 85249-5081
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 17, 2017	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2023 · Amount on File
Deed Sale	Nov 29, 2023 · Amount on File
Prior Sale	Jun 21, 2016 · Amount on File
Deed Document Number	2023611259
Prior Transfer Date	Dec 30, 1994
Prior Transfer Doc	0000903740
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 29, 2023
Property Address	16445 S 46TH PL, PHOENIX, AZ 85048-0138
Document Number	0000611259
Map Reference	MB 294 PG 31
Instrument Date	Nov 22, 2023
Instrument	20230611259
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16445 S 46TH PL, PHOENIX, AZ 85048-0138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6544 S 46TH PL, PHOENIX, AZ 85042

Mortgage

Document Number	0000611260
Date	Nov 29, 2023
Instrument	20230611260

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16445 S 46TH PL, PHOENIX, AZ 85048-0138
Document Number	0000619654
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017
Title Company	DRIGGS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16445 S 46TH PL PHOENIX AZ 850480138, PHOENIX, AZ 85048-0138

Mortgage

Document Number	0000619654
Date	Aug 22, 2017
Instrument	619654

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16445 S 46th Pl was $2,405.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,500 (+81.54%)	$415,000 (+3.59%) Land $83,000 Building $332,000
2025	$2,405.00	$22,860 (-48.76%)	$400,600 (-10.2%) Land $80,100 Building $320,500
2024		$44,610 (+608.1%)	$446,100 (+608.1%) Land $89,200 Building $356,900
2023	$1,950.00 (+22.72%)	$6,300 Land $6,300	$63,000 Land $63,000
2022	$1,589.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16445 S 46th Pl in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16445 S 46th Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 945 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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