16445 Deer Ridge Dr, Plainfield, IL 60586 Property Records

Will County property record for 16445 Deer Ridge Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,820 sqft · built 2003
Lot Size	0.2 acres (8,645 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Mar 2004)
Tax Bill	$9,589 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-22-308-013`

Property Details

APN / Parcel Number

Primary APN	`06-03-22-308-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,820 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Roof Material	Shingle
Lot Area	8,645 sqft (0.2 acres)
Garage Type	Attached
Garage Area	311 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	16445 DEER RIDGE DR
City	PLAINFIELD
State	IL
Zip	60586-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 IN PARKVIEW MEADOWS PUD, A SUB OF PRT OF THE W 1/2 SW 1/4 OF SEC 22, T36N R9E.
Legal Range	09E
Legal Township	36N
Legal Section	22
Legal Subdivision	PARKVIEW MEADOWS PUD
Legal Lot Number	34
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1014
Census Tract	880421

Owner

16445 Deer Ridge Dr is owned and occupied by an individual who bought it in March 2004.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	16445 DEER RIDGE DR, PLAINFIELD, IL 60586-2142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK
Apr 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN BANK
Feb 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK
Apr 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN BANK
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2004 · Amount on File
Deed Sale	Mar 4, 2004 · Amount on File
Prior Sale	Aug 21, 2002 · Amount on File
Deed Document Number	200437518
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16445 DEER RIDGE DR, PLAINFIELD, IL 60586-2142
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085674
Date	Aug 5, 2021
Instrument	R2021085674

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16445 DEER RIDGE DR, PLAINFIELD, IL 60586-2142
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025973
Date	Apr 19, 2018
Instrument	R2018025973

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16445 DEER RIDGE DR, PLAINFIELD, IL 60586-2142
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011053
Date	Feb 27, 2019
Instrument	R2019011053

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2039

Interest

Rate Type	Fixed Rate
Rate	4.75%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16445 DEER RIDGE DR, PLAINFIELD, IL 60586-2142
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018986
Date	Apr 4, 2019
Instrument	R2019018986

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2029

Interest

Rate	5.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16445 DEER RIDGE DR, PLAINFIELD, IL 60586-2142
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053376
Date	Aug 13, 2019
Instrument	R2019053376

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 16445 Deer Ridge Dr was $9,589.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Plainfield Village
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,589.00	$144,355 (+8.45%) Land $31,508 Building $112,847	$433,065 (+8.45%) Land $94,524 Building $338,541
2024		$133,107 Land $29,053 Building $104,054	$399,321 Land $87,159 Building $312,162
2022	$8,873.00 Homeowner's exemption	$115,311 Land $25,169 Building $90,142	$345,933 Land $75,507 Building $270,426

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16445 Deer Ridge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2010–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16445 Deer Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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