16444 Dartolo Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16444 Dartolo Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1983
Lot Size	0.439 acres (19,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,000 (Jun 2013)
Tax Bill	$5,719 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`288-602-31-00`

Property Details

APN / Parcel Number

Primary APN	`288-602-31-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	19,108 sqft (0.439 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	16444 DARTOLO RD
City	RAMONA
State	CA
Zip	92065-4664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 450 TR 007893
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007893
Legal Block	3
Legal Lot Number	450
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3004
Census Tract	20811

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16444 DARTOLO RD, RAMONA, CA 92065-4664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · VA Mortgage CORNERSTONE FIRST MORTGAGE INC
May 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 6, 2018	Deed of Trust, Mortgage · VA Mortgage LEADING MORTGAGE SOLUTIONS INC
Jun 11, 2020	Deed of Trust, Mortgage · VA Mortgage WEST COAST FUNDING & REAL ESTATE SVCS WEST COAST FUNDING & REAL ESTATE SVCS
Aug 1, 2019	Deed of Trust, Mortgage · VA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2013 · Amount on Record
Deed Sale	Jun 19, 2013 · Amount on Record
Prior Sale	Jun 1, 2010 · Amount on Record
Deed Document Number	2013385450
Prior Transfer Date	Feb 22, 2012
Prior Transfer Doc	0000114669
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16444 DARTOLO RD, RAMONA, CA 92065-4664
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16444 DARTOLO RD, RAMONA, CA 92065-4664
Investor	Possibly a Property Investor

Mortgage

Document Number	0000140286
Date	Mar 30, 2022
Instrument	2022-0140286

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16444 DARTOLO RD, RAMONA, CA 92065-4664
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16444 DARTOLO RD, RAMONA, CA 92065-4664

Mortgage

Document Number	0000123074
Date	May 16, 2024
Instrument	2024-0123074

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2044

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16444 DARTOLO RD, RAMONA, CA 92065-4664
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000465015
Date	Nov 6, 2018
Instrument	2018-0465015

Lender

Name	LEADING MORTGAGE SOLUTIONS INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16444 DARTOLO RD, RAMONA, CA 92065-4664
Document Number	0000333424
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16444 DARTOLO RD RAMONA CA 920654664, RAMONA, CA 92065-4664

Mortgage

Document Number	0000333424
Date	Jun 25, 2020
Instrument	333424

Lender

Name	WEST COAST FUNDING & REAL ESTATE SVCS WEST COAST FUNDING & REAL ESTATE SVCS
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16444 DARTOLO RD, RAMONA, CA 92065-4664
Document Number	0000330980
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16444 DARTOLO RD RAMONA CA 920654664, RAMONA, CA 92065-4664

Mortgage

Document Number	0000330980
Date	Aug 7, 2019
Instrument	330980

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,960 (+2%) Land $157,000 Building $303,960
2025	$5,719.00 (+7.3%) Homeowner's exemption	$451,922 (+4.04%) Land $153,922 Building $298,000
2023	$5,330.00 (-2.2%) Homeowner's exemption	$434,375 Land $147,946 Building $286,429
2022	$5,450.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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