16441 Chase Cir, Ralph, AL 35480 Property Records

Tuscaloosa County property record for 16441 Chase Cir, Ralph, AL 35480

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,818 sqft · built 2020
Lot Size	0.55 acres (24,083 sqft)
Owner	Individual Name on Record
Last Sale	$268,500 (Nov 2023)
Tax Bill	$996 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34-06-13-0-000-012.015`

Property Details

APN / Parcel Number

Primary APN	`34-06-13-0-000-012.015`
Alternative APNs	`106073` `89854` `82775` `92335`

Interior

Full Baths	1 Bath
Building Area	1,818 sqft Living Area
1st Floor Area	1,818 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	24,083 sqft (0.55 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	460 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	106073
Street Address	16441 CHASE CIR
City	RALPH
State	AL
Zip	35480-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 HARVEST MEADOWS
Legal Range	12W
Legal Township	22S
Legal Section	13
Legal Subdivision	HARVEST MEADOWS
Legal Lot Number	15
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	FOSTERS
Census Block Group	1
Census Block	1006
Census Tract	10303

Owner

Source: Tuscaloosa County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16441 CHASE CIR, RALPH, AL 35480-8806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK A FEDERAL SAVINGS BAN
Jun 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage BRYANT BANK
Jan 28, 2021	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK
May 20, 2020	Warranty Deed, Transfer
Dec 17, 2019	Warranty Deed, Transfer
Sep 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Jan 28, 2021 · Amount on Record
Deed Book / Page	2023 / 26890
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16441 CHASE CIR, RALPH, AL 35480-8806
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16441 CHASE CIR, RALPH, AL 35480-8806

Mortgage

Document Number	0000002023/0000068899
Date	Nov 20, 2023
Book Page	0000002023/0000068899

Lender

Name	FIRST FEDERAL BANK A FEDERAL SAVINGS BAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16441 CHASE CIR, RALPH, AL 35480-8806
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CHASE CIR
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002020/0000043980
Date	Jun 9, 2020
Book Page	0000002020/0000043980

Lender

Name	BRYANT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Jan 28, 2021
Property Address	16441 CHASE CIR, RALPH, AL 35480-8806
Document Number	02021/1987
Book / Page	2021 / 1987
Instrument Date	Jan 27, 2021
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16199 ROMULUS RD, BUHL, AL 35446-9279

Mortgage

Document Number	0000002021/0000008637
Date	Jan 28, 2021
Book Page	0000002021/0000008637

Lender

Name	FIRSTBANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	May 20, 2020
Property Address	16441 CHASE CIR, RALPH, AL 35480-8806
Document Number	02020/9411
Book / Page	2020 / 9411
Instrument Date	May 20, 2020
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18212 N RIVER LN, NORTHPORT, AL 35475-2001

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Dec 17, 2019
Property Address	16441 CHASE CIR, RALPH, AL 35480-8806
Document Number	2019/28235
Book / Page	2019 / 28235
Instrument Date	Dec 16, 2019
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16710 OLD FAYETTE RD, NORTHPORT, AL 35475-4104

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Sep 26, 2019
Property Address	16441 CHASE CIR, RALPH, AL 35480-8806
Document Number	2019/22202
Book / Page	2019 / 22202
Instrument Date	Sep 26, 2019
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18212 N RIVER LN, NORTHPORT, AL 35475-2001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Tuscaloosa County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00 (+17.31%) Homeowner's exemption	$57,920 (+15.89%) Land $5,700 Building $52,220	$289,600 (+15.89%) Land $28,500 Building $261,100
2024	$849.00 Homeowner's exemption	$49,980 (-) Land $5,700 Building $44,280	$249,900 (-) Land $28,500 Building $221,400
2023	$849.00 (+18.08%) Homeowner's exemption	$49,980 (+16.45%) Land $5,700 Building $44,280	$249,900 (+16.45%) Land $28,500 Building $221,400
2022	$719.00	$42,920 Land $5,700 Building $37,220	$214,600 Land $28,500 Building $186,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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