Indian River County property record for 1644 Willows Sq, Vero Beach, FL 32966
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,542 sqft · built 2021 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,100 (Feb 2021) |
| Tax Bill | $4,147 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-06-00015-0000-00069.0 |
| Primary APN | 33-39-06-00015-0000-00069.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,542 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 459 sqft |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 134545 |
|---|---|
| Street Address | 1644 WILLOWS SQ |
| City | VERO BEACH |
| State | FL |
| Zip | 32966-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-8 |
| Legal Description | THE WILLOWS PHASE 2 LOT 69 PBI 30-32 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 06 |
| Legal Subdivision | THE WILLOWS PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 69 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50704 |
1644 Willows Sq is owned and occupied by two individuals who bought it in February 2021.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1644 WILLOWS SQ, VERO BEACH, FL 32966-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2021 | Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Jun 11, 2020 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2021 · Amount on File |
| Deed Sale | Feb 1, 2021 · Amount on File |
| Prior Sale | Jun 11, 2020 · Amount on File |
| Deed Document Number | 3120210006690 |
| Deed Book / Page | 3383 / 260 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 1, 2021 |
| Property Address | 1644 WILLOWS SQ, VERO BEACH, FL 32966-4612 |
| Document Number | 0033830260 |
| Book / Page | 3383 / 260 |
| Map Reference | MB 30 PG 32-35 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 3120210006690 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1644 WILLOWS SQ, VERO BEACH, FL 32966-4612 |
| Document Number | 0003383262 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 3383/262 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 11, 2020 |
| Property Address | 1644 WILLOWS SQ, VERO BEACH, FL 32966-4612 |
| Document Number | 0033082460 |
| Book / Page | 003308 / 002460 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 32396 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $434.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1450 CENTREPARK BLVD WEST PALM BEACH FL 334017429, WEST PALM BEACH, FL 33401-7429 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1644 Willows Sq was $4,147.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,147.00 | $306,365 | $311,462 Land $51,000 Building $260,462 |
| 2023 | $3,720.00 (+5.65%) | $295,743 (+6.25%) | $314,120 (+12.85%) Land $51,000 Building $263,120 |
| 2022 | $3,521.00 | $278,341 Land $51,000 Building $227,341 | $278,341 Land $51,000 Building $227,341 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1644 Willows Sq in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 34 (1983–2024) |
| Claims Outside the SFHA | 6 of 34 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1644 Willows Sq is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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