1644 White Oak Cir, Benton, AR 72019 Property Records

Saline County property record for 1644 White Oak Cir, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,812 sqft · built 2006
Lot Size	0.252 acres (10,990 sqft)
Owner	Owner Name on File
Last Sale	$178,000 (May 2011)
Tax Bill	$1,644 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`343-02088-000`

Property Details

APN / Parcel Number

Primary APN	`343-02088-000`
Alternative APN	`37872`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft
Flooring	Steel Beam
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,990 sqft (0.252 acres)
Lot Dimensions	157 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	558 sqft
Porch	Open Porch
Porch Area	140 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	37872
Street Address	1644 WHITE OAK CIR
City	BENTON
State	AR
Zip	72019-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2011-30428
Legal Range	15W
Legal Township	01S
Legal Section	24
Legal Subdivision	THE OAKS
Legal Lot Number	88
Jurisdiction	SALINE AR
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2001
Census Tract	10301

Owner

The current owner of 1644 White Oak Cir bought it in May 2011.

Source: Saline County records, as of October 22, 2025

Owner of Record	Owner Name on File
Mailing Address	1644 WHITE OAK CIR, BENTON, AR 72019-8719
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Oct 22, 2020	Deed of Trust, Mortgage · Line of Credit ARKANSAS FED'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2011 · Amount on File
Deed Sale	May 2, 2011 · Amount on File
Prior Sale	Dec 11, 2006 · Amount on File
Deed Document Number	2011-030428
Deed Book / Page	2011 / 30428
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1644 WHITE OAK CIR, BENTON, AR 72019-8719
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 WHITE OAK CIR, BENTON, AR 72019-8719

Mortgage

Document Number	0000023514
Date	Dec 9, 2025
Instrument	2025-023514

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	PO BOX 24410, LITTLE ROCK, AR 72221

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 26, 2045

Interest

Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1644 WHITE OAK CIR, BENTON, AR 72019-8719
Document Number	0000024483
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 WHITE OAK CIR BENTON AR 720198719, BENTON, AR 72019-8719

Mortgage

Document Number	0000024483
Date	Oct 29, 2020
Instrument	24483

Lender

Name	ARKANSAS FED'L
Address	JACKSONVILLE, AR 72076

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 28, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Bryant Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,309 Land $4,800 Building $38,509
2024	$1,644.00 (+0.86%)
2023	$1,630.00 Homeowner's exemption	$43,309 Land $4,800 Building $38,509	$216,545 Land $24,000 Building $192,545

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1644 White Oak Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1644 White Oak Cir is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Also Mapped Here	SALEM WATERWORKS
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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