Lexington-Fayette Urban County property record for 1644 Thames Dr, Lexington, KY 40517
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,196 sqft · built 1970 |
| Lot Size | 0.217 acres (9,448 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,500 (Apr 2025) |
| Tax Bill | $3,118 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage Apr 2025 Sale & Mortgage + 2 more |
| APN | 12428750 |
| Primary APN | 12428750 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Lot Area | 9,448 sqft (0.217 acres) |
| Lot Width | 70 ft Width |
| Garage Type | Attached |
| Garage Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 1644 THAMES DR |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40517-5303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | A-039 RIVER PARK LOT 3; BOOK: 3480 PAGE: 283 |
| Legal Subdivision | RIVER PARK |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 4001 |
1644 Thames Dr is owned and occupied by an individual who bought it in April 2025.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1644 THAMES DR, LEXINGTON, KY 40517-5303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2017 | Deed of Trust, Mortgage STOCKTON MTG CORP |
| Apr 28, 2025 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Dec 16, 2024 | Deed, Transfer · Commercial Mortgage GRIFFORD REALTY LLC |
| Apr 3, 2017 | Deed, Transfer STOCKTON MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on File |
| Deed Sale | Apr 28, 2025 · Amount on File |
| Prior Sale | Dec 16, 2024 · Amount on File |
| Deed Document Number | 20257 |
| Deed Book / Page | 4127 / 500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 1644 THAMES DR, LEXINGTON, KY 40517-5303 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 008806/320 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 8806/320 |
| Name | STOCKTON MTG CORP |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Apr 28, 2025 |
| Property Address | 1644 THAMES DR, LEXINGTON, KY 40517-5303 |
| Document Number | DB4127/500 |
| Book / Page | DB 4127 / 500 |
| Instrument Date | Apr 24, 2025 |
| Instrument | 202504280007 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 RUCCIO WAY, LEXINGTON, KY 40503-3584 |
| Name | Verified Name |
|---|---|
| Address | 1644 THAMES DR, LEXINGTON, KY 40517-5303 |
| Document Number | MB10985393 |
|---|---|
| Date | Apr 28, 2025 |
| Instrument | MB 10985/393 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Number | MB10985/418 |
|---|---|
| Date | Apr 28, 2025 |
| Book Page | MB 10985/418 |
| Instrument | 202504280009 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Dec 16, 2024 |
| Property Address | 1644 THAMES DR, LEXINGTON, KY 40517-5303 |
| Document Number | DB4108/280 |
| Book / Page | DB 4108 / 280 |
| Map Reference | CAB A SL 39 |
| Instrument Date | Dec 13, 2024 |
| Instrument | 202412160182 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1159 JUDAH BEAR BLVD, RICHMOND, KY 40475-8415 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 331, LEXINGTON, KY 40588-0331 |
| Document Number | 202412160183 |
|---|---|
| Date | Dec 16, 2024 |
| Instrument | 202412160183 |
| Name | GRIFFORD REALTY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 13, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Apr 3, 2017 |
| Property Address | 1644 THAMES DR, LEXINGTON, KY 40517-5303 |
| Document Number | 003480/283 |
| Book / Page | 3480 / 283 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 008806/303 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 8806/303 |
| Name | STOCKTON MTG CORP |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 1644 Thames Dr was $3,118, up 57.6% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,118.00 (+57.63%) | $247,500 (+54.69%) | $247,500 (+54.69%) |
| 2025 | $1,978.00 | $160,000 | $160,000 |
| 2023 | $1,652.00 (+6.65%) | $133,600 (+10.14%) | $133,600 (+10.14%) |
| 2022 | $1,549.00 | $121,300 | $121,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 1644 Thames Dr.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1644 Thames Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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