1644 SW Locks Rd, Stuart, FL 34997 Property Records

Martin County property record for 1644 SW Locks Rd, Stuart, FL 34997 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	1,372 sqft Living Area
Lot Size	20,604 sqft (0.473 acres)
Occupancy	Owner Occupied
Last Sale	$79,500 (1987)
Tax Bill	$1,676.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-39-41-000-002-0003.0-7-0000`
Alternative APNs	`07-39-41-000-002-00030-7` `739410000020003070000` `61184`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,372 sqft Living Area
Gross Area	1,632 sqft Gross Area
1st Floor	1,372 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	20,604 sqft (0.473 acres)
Garage Type	Carport Garage
Garage Area	220 sqft Garage
Carport	Carport
Carport Area	220 sqft Carport
Pool Area	392 sqft Pool
Porch Area	752 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	1644 SW LOCKS RD
City	STUART
State	FL
Zip	34997-7931
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	07 39 41 TROPICAL FRUIT FARMS S 200 N 250 W 103.07 E 662.28 TR 2
Legal Range	41E
Legal Township	39S
Legal Section	7
Legal Subdivision	TROPICAL FRUIT FARMS
Legal Tract	2
Legal Block	2
Legal Lot Number	113
Jurisdiction	MARTIN FL
Minor Civil Division	INDIANTOWN
Census Blockgroup	2
Census Block	2027
Census Tract	1703

Owner

Source: Martin County records · APN 07-39-41-000-002-0003.0-7-0000

Assessment roll updated August 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1644 SW LOCKS RD, STUART, FL 34997-7931
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 1987 · Amount on Record
Deed Sale	Sep 16, 1987 · Amount on Record
Deed Book / Page	735 / 1104
Last Transfer Date	Dec 14, 2014
Transfer Doc	0027621456
Record Refreshed	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1644 SW LOCKS RD, STUART, FL 34997-7931
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029571418
Date	Nov 03, 2017
Book Page	02957/1418
Instrument	2662825

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00 (+0.48%) Homeowner's exemption Veteran's exemption	$315,151 (+7.8%)	$441,020 (-8.36%) Land $310,000 Building $131,020
2024	$1,668.00 (+4.58%)
2023	$1,595.00 (-29.98%) Additional exemption filed	$292,350 (+90.39%)	$481,270 (+40.53%) Land $360,000 Building $121,270
2022	$2,278.00 Homeowner's exemption	$153,550	$342,470 Land $240,000 Building $102,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.