1644 Stowe Rd, Reston, VA 20194 Property Records

Fairfax County property record for 1644 Stowe Rd, Reston, VA 20194

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,552 sqft · built 1985
Lot Size	0.196 acres (8,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,900 (Apr 2016)
Tax Bill	$9,258 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0172-328B0040`

Property Details

APN / Parcel Number

Primary APN	`0172-328B0040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	1,805 sqft
Basement Area	253 sqft
Game Room	Game Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	8,524 sqft (0.196 acres)
View / Lot	Cul-De-Sac
Deck Area	216 sqft
Patio Area	216 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1644 STOWE RD
City	RESTON
State	VA
Zip	20194-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	372
Legal Description	RESTON LT 40 BLK 8B SEC 31
Legal Subdivision	RESTON
Legal Block	8B
Legal Lot Number	40
Jurisdiction	FAIRFAX VA
Township / Civil Division	HUNTER MILL
Census Block Group	1
Census Block	1006
Census Tract	482002

Owner

Source: Fairfax County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1644 STOWE RD, RESTON, VA 20194-1605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 8, 2021	Gift Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2016 · Amount on Record
Deed Sale	Apr 1, 2016 · Amount on Record
Prior Sale	Apr 18, 2012 · Amount on Record
Deed Document Number	201617040001
Deed Book / Page	24510 / 212
Last Transfer Date	Apr 2, 2021
Transfer Doc	0062973001
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	1644 STOWE RD, RESTON, VA 20194-1605
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062973002
Date	Apr 8, 2021
Book Page	27025/2132
Instrument	2021062973.002

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate	2.99%

April 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FAIRFAX VA
Recording Date	Apr 8, 2021
Property Address	1644 STOWE RD, RESTON, VA 20194-1605
Document Number	27025/2129
Book / Page	27025 / 2129
Map Reference	MB 5681 PG 1968
Instrument Date	Apr 2, 2021
Instrument	2021062973.001
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1644 STOWE RD, RESTON, VA 20194-1605

Mortgage

Document Number	27025/2132
Date	Apr 8, 2021
Book Page	27025/2132
Instrument	2021062973.002

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate	2.99%

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,258.00 (+8.99%)	$769,650 (+10.54%) Land $299,000 Building $470,650	$769,650 (+10.54%) Land $299,000 Building $470,650
2024	$8,494.00 (+3.79%)
2023	$8,184.00	$696,280 Land $279,000 Building $417,280	$696,280 Land $279,000 Building $417,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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